PNB RuPay Platinum Patanjali Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Rs. 500
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 300 bonus Reward Points
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The PNB RuPay Platinum Patanjali Credit Card is one of the two recently launched co-branded PNB Credit Cards that are issued by the bank in partnership with Patanjali Ayurved Limited. It comes with a zero joining fee and a very nominal renewal fee of Rs. 500, which can be waived off if you use your credit card at least once per quarter in the previous year. With this card, you can earn a 2% cashback on making purchases at the Patanjali stores and earn 1 Reward Point on every Rs. 150 you spend on other retail purchases. Moreover, the card earns you additional 50 points on registering for the e-bill facility. Talking about its other benefits, you get complimentary domestic lounge access every year with this credit card and hence you can make your travel experiences more rewarding and luxurious. Other than this, you get a complimentary insurance cover against accidental death or personal disability. Other than this, you can get exclusive cashback/discount offers on dining across various participating restaurants when you use your PNB RuPay Platinum Patanjali Credit Card to pay the bill. To know all its benefits and fees & charges in detail, keep reading the article:

New Features

Spend Based Waiver

The annual fee is waived off if you use your card at least once in each quarter.

Interest Rates

2.95% per month

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver for all fuel transactions between Rs. 500 & Rs. 3,000.

Foreign Currency Markup

3.5% on all foreign currency transactions

Cash Advance Charges

2% of the cash amount withdrawn subject to a minimum specific amount.

Movie & Dining

Exciting discount and cashback offers at several restaurants across the country.


Complimentary airport lounge access.

International Lounge Access


Rewards Rate

1 Reward Point on every spend of Rs. 150 and 2% cashback at Patanjali stores.



Insurance Benefits

Accidental death cover worth Rs. 2 lakhs.

Reward Redemption

1 Reward Point = Re. 0.5 for redemption against various options at the PNB Rewardz portal.

Domestic Lounge Access

2 complimentary domestic lounge access every quarter

Zero Liability Protection

The cardholder won’t be liable for any fraudulent transactions made on a lost/stolen card once the card is reported lost to the bank.


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