PNB RuPay Select Patanjali Credit Card

  • Joining Fee: Rs. 500
  • Renewal Fee: Rs. 750
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 300 bonus Reward Points on the first transaction and 2x Reward Points for retail purchases within the first 90 days.
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The Punjab National Bank has recently partnered with ‘Patanjali Ayurved Limited‘ to launched two of its co-branded credit cards on the RuPay network: PNB RuPay Select & PNB RuPay Platinum Patanjali Credit Cards. The non-co-branded variants of these two PNB Credit Cards were already there in the bank’s portfolio, and now these co-branded cards are also being issued with an aim to benefit the Patanjali loyal customers. The PNB RuPay Select Credit Card comes with a slightly higher reward rate and benefits as compared to the Platinum variant. It comes with a joining fee of Rs. 500 and earns you 300 Reward Points (equivalent to Rs. 150) as a welcome gift. The annual fee of the card is Rs. 750, which can be waived off very easily if you have used your card at least once every quarter. Talking about its reward rate, the card earns you 2 Reward Points on every Rs. 150 you spend, where 1 Reward Point is equivalent to Re. 0.50. Not only this but you can also earn 2% cash back at Patanjali stores. Other than these exclusive saving opportunities, the card allows you to have luxurious travel experiences by providing complimentary airport lounge access at domestic airport lounges every quarter. To know detailed benefits, fees & charges of this card, keep reading the article:

New Features

Spend Based Waiver

The annual fee for the next year is waived off if the cardholder uses the card at least once every quarter of a year.

Interest Rates

2.95% per month

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% fuel surcharge waiver capped at Rs. 350 per billing cycle.

Foreign Currency Markup

3.5% on all foreign currency transactions.

Cash Advance Charges

2% of the withdrawn amount, subject to a specific minimum amount.

Movie & Dining

Exclusive discount/cashback offers across several restaurants.


Complimentary airport lounge access.

International Lounge Access


Rewards Rate

2 Reward Points on every Rs. 150 spent, and 2% cashback on Patanjali products.



Insurance Benefits

Get accidental death insurance cover worth Rs. 10 lakhs.

Reward Redemption

The Reward Points can be redeemed via the PNB Rewardz account at a value of 1 RP = Re. 0.5.

Domestic Lounge Access

2 complimentary domestic lounge access every quarter.

Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.


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