RBL Bank Monthly Treats Credit Card

  • Joining Fee: Monthly fee of Rs. 50 + GST
  • Renewal Fee: Rs 50 + GST (per month)
  • Best Suited For: Dining
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

With the RBL Bank Monthly Treats credit card, the bank targets millennials and rewards according to their requirements. The card comes with a monthly membership fee of Rs. 50, which can be waived off if you spend Rs. 3,000 or more in the previous month. As a Monthly Treats credit cardholder, you can earn upto 2 reward points on every spend of Rs. 100 and redeem these reward points against several options of your choice. Moreover, you can earn a 10% cashback on Groceries, Swiggy, BookMyShow, utility bill payments, etc, on the basis of your monthly spends. You can also save on your fuel transactions by getting the 1% fuel surcharge waived off at all fuel stations across the country. Read below to know more in detail about this credit card.

New Features

Spend Based Waiver

A spend-based waiver on the monthly fee of Rs. 50 on annual spending of Rs. 3,000 or more.


Interest Rates

3.99% per month  (47.88% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request.


Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 4,000

Foreign Currency Markup

3.5% on the conversion amount


Cash Advance Charges

2.5% on withdrawal amount subject to a minimum charge of Rs. 300

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

You get 2 reward points on every Rs 100 spent on online purchases and 1 reward point on every Rs. 100 spent on offline purchases.


Golf

NA


Insurance Benefits

NA

Reward Redemption

Reward points can be redeemed at www.rblrewards.com for exciting rewards and offer on your air travels, hotel bookings, and much more. 1 RP = Re. 0.25.


Domestic Lounge Access

NA


Zero Liability Protection

You won’t be liable for any fraudulent transactions made on your card post reporting the loss to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Yes Private/Private Prime Credit Card

Yes Bank’s Private and Private Prime credit cards are a super premium invite-only offerings by the bank targeted at the ultra-rich HNIs (High Net-Worth Individuals). Both the cards are very similar, except that the Yes Private Card comes with a slightly higher joining fee (annual renewal fee is the same) and offers a couple of extra benefits. The cards offers a plethora of premium privileges including a 24×7 concierge service, complimentary rounds/lessons of golf, air travel insurance including a personal accident cover worth Rs. 5 crore and many other premium benefits. Read on to learn more about these super-premium offerings by Yes Bank.

View More
Add to Compare

Yes Bank First Exclusive Credit Card

The First Exclusive credit card is a high-end offering by Yes Bank. It can be considered a direct competitor to HDFC’s most premium Infinia credit card. The card comes with complimentary access to both international as well as Domestic airport lounges. Apart from that, what makes this card such a lucrative offering in the premium segment is one of the lowest foreign currency markups by industry standards (1.75%). But that’s not it, since it is a very premium card, you also get many other benefits like 24×7 concierge service, complimentary rounds of golf, Priority Pass membership, and movie ticket bookings at a discounted rate. Read the article for further information about this card.

View More
Add to Compare

Aditya Birla SBI Credit Card

Aditya Birla SBI Credit Card is a Co-branded card issued by the SBI Card, in partnership with Aditya Birla Capital. The card issuer has also launched the Aditya Birla SBI Card SELECT which is the higher version of the Aditya Birla SBI Card. Therefore the card has similar features as the SELECT version but in a limited way. Both the cards offer about the same features but with a different fee. The Aditya Birla SBI Card comes with an Annual Fee of Rs. 499 which is much lower than the SELECT card. The Aditya Birla SBI Card great offers reward points for every transaction done at Aditya Birla Stores, also across Dining, Entertainment, Hotels, and much more. The card also offers many other benefits like milestones benefits where you can get up to 4,000 reward points based on your spending. Also, the card welcomes you with 2,000 Reward Points. To know more about the card, keep reading the following review on the card:

View More