SBI ELITE Credit Card

Joining Fee: Rs. 4,999 + GST
Renewal Fee: Rs. 4,999 + GST
Best Suited For: Movies | Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: E-vouchers worth Rs. 5,000 from any one of the brands, including Yatra, Aditya Birla Fashion, Hush Puppies/Bata, Pantaloons, and Shoppers Stop.

Apply Now

Add to Compare

SBI ELITE Credit Card is a premium credit card by SBI Card and comes with an annual membership fee of Rs. 4,999. It used to be the most premium offering by SBI Card; however, after the launch of the SBI AURUM Credit Card earlier this year, it is now the second most premium credit card offered by SBI Card. Being a premium offering, the SBI Bank ELITE Credit Card comes packed with some of the best-in-class value-added privileges that one expects from a premium credit card, including complimentary domestic and international lounge visits, complimentary shopping vouchers, and discounted rates on hotel bookings, free movie tickets and many other add-on benefits. Talking about this card’s reward rate, you earn 2 Rewards on every Rs. 100 purchase with the card (reward rate of 0.5% as 1 Reward Point = Rs. 0.25) and 5X Reward Points per Rs. 100 on departmental stores, dining, and grocery spends (reward rate of 2.5%). SBI ELITE Credit Card comes in three variants- Visa, MasterCard, and American Express. While most benefits are the same across all three variants, the payment networks offer some exclusive benefits as well. For example, you get complimentary golf games with the MasterCard variant and discounted dining rates with the AmEx variant of the card. Read on for more information about this premium offering by SBI Card.

New Features

Spend Based Waiver

Renewal fee of Rs. 4,999 is waived on annual spends of Rs. 10 lakh or more in the preceding year

Interest Rates

3.50% per month (42% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at all fuel stations across India (max waiver capped at Rs. 250 per month)

Foreign Currency Markup

1.99% of the transaction amount

Cash Advance Charges

2.5% of the transaction amount, subject to a minimum charge of Rs 500

Movie & Dining

Get free movie tickets every month (max benefit capped at Rs. 6,000 per year and Rs. 250 per ticket, offer valid for at least 2 tickets per booking per month), dining offers with up to 25% discount at partner restaurants (with American Express variant only)

Travel

Complimentary CV (Club Vistara) Membership, complimentary Trident Privilege Red Tier membership, and free domestic and international airport lounge access.

International Lounge Access

6 complimentary visits to international airport lounges per year (max 2 per quarter) with the Priority Pass program.

Rewards Rate

2 Reward Points on every Rs. 100 you spend on retail purchases, 5X Reward Points on dining spends, departmental stores, and grocery purchases (reward rate of 2.5%)

Golf

4 complimentary rounds of green fees and up to 50% off on golf games along with 1 free lesson per month at selected golf courses across the country (you get it only with the MasterCard variant of the card)

Insurance Benefits

Zero liability protection against lost card worth Rs. 1 lakh applicable from 48 hours prior to 7 days post reporting the loss of card to the bank.

Reward Redemption

Reward Points are redeemable against gift vouchers on sbicard.com or SBI mobile app or for paying the outstanding balance of the card, 1 Reward Point = Rs. 0.25

Domestic Lounge Access

2 complimentary visits to domestic airport lounges every quarter

Zero Liability Protection

Get an insurance cover worth Rs. 1 lakh that is applicable from 48 hours prior to 7 days post reporting the loss of card

Pros

With this card, you can enjoy welcome benefits worth Rs. 5000. You get 2 domestic lounge visits per quarter and 6 complimentary international lounge access in a year with the SBI Elite Credit Card.

Cons

This card offers a lower reward rate compared to other cards available.

Similar Cards

Add to Compare

Myntra Kotak Credit Card

Myntra is among the top E-Commerce fashion companies in India featuring apparel from some of the best global and Indian brands. Recently, Kotak Mahindra Bank and Myntra have partnered to launch their co-branded credit card. The Myntra Kotak credit card is exclusively designed for the younger generation who are fashion enthusiasts and love shopping on Myntra. With this credit card, you can earn exclusive cashback on your Myntra purchases as well as on other partner brands. The card also offers a complimentary membership to Myntra Insider and a Rs. 500 worth Myntra voucher as a welcome benefit. Other than this, you can enjoy complimentary lounge access, milestone benefits, and an annual fee waiver as well. Check out our Myntra Kotak credit card review to know about the features and benefits offered by the card, its fees and charges, and other important information related to this co-branded card.

Add to Compare

PNB RuPay Platinum Patanjali Credit Card

The PNB RuPay Platinum Patanjali Credit Card is one of the two recently launched co-branded PNB Credit Cards that are issued by the bank in partnership with Patanjali Ayurved Limited. It comes with a zero joining fee and a very nominal renewal fee of Rs. 500, which can be waived off if you use your credit card at least once per quarter in the previous year. With this card, you can earn a 2% cashback on making purchases at the Patanjali stores and earn 1 Reward Point on every Rs. 150 you spend on other retail purchases. Moreover, the card earns you additional 50 points on registering for the e-bill facility. Talking about its other benefits, you get complimentary domestic lounge access every year with this credit card and hence you can make your travel experiences more rewarding and luxurious. Other than this, you get a complimentary insurance cover against accidental death or personal disability. Other than this, you can get exclusive cashback/discount offers on dining across various participating restaurants when you use your PNB RuPay Platinum Patanjali Credit Card to pay the bill. To know all its benefits and fees & charges in detail, keep reading the article:

Add to Compare

IndusInd Bank Celesta Credit Card

The IndusInd Bank Celesta Credit Card is a premium credit card providing its cardholders with super-exclusive luxury & lifestyle benefits. The card is issued with a one-time joining fee of Rs. 50,000 and offers vouchers worth Rs. 50K from Oberoi hotels and Montblanc each as a welcome gift. You can make your travels extra luxurious with unlimited complimentary domestic lounge access provided with the card. Coming to its entertainment benefits, one can avail of up to 3 free movie tickets each month & a 20% discount on movies on BookMyShow. Moreover, it offers exciting offers on dining, including the complimentary EazyDiner Prime membership, a 25% discount at premium restaurants, and Rs 3,000 off on the dining bill. The card allows you to save in several other ways, like a spend-based waiver on the annual fee, fuel surcharge waiver, etc. To know all the advantages of the IndusInd Bank Celesta Credit Card keep reading the information given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all