SBI SimplyCLICK Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Amazon Gift Card Worth Rs. 500
Add to Compare

The SBI SimplyCLICK Credit Card is an entry-level shopping credit card offered by SBI Card. It is among the most popular SBI credit cards in the entry-level segment, especially among first-time cardholders. This card is best suited for online shopping because it offers 10x reward points at some of the most popular online shopping and travel websites, including Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart. Previously, Amazon was also included in the 10x Rewards list, but the offer no longer applies to Amazon, and the card now only offers 5x Rewards on Amazon. For other online and offline spending, you earn 5x rewards on online spends and one reward point for every Rs. 100 spent on all offline purchases. The SimplyCLICK SBI Card is an affordable entry-level option with an annual membership fee of only Rs. 499. While it may not offer the typical travel, dining, or movie perks that premium credit cards often do, it does provide the chance to earn gift vouchers worth up to Rs. 4,000 per year by meeting the spending requirements. Additionally, this card enables contactless payments and is accepted globally. To learn more about this entry-level credit card, continue reading our SBI SimplyCLICK Credit Card review.

New Features

Spend Based Waiver

Renewal fee waiver on annual spend of Rs. one lakh.

Interest Rates

3.5% per month or 42% annualized

Add-on Card Fee


Rewards Redemption Fee

Rs. 99 (plus taxes) on each redemption request

Fuel Surcharge

1% fuel surcharge waived on fuel transactions from Rs. 500 to Rs. 3,000 (max waiver capped at Rs. 100 per month)

Foreign Currency Markup

3.5% of the total transaction amount

Cash Advance Charges

2.5% of the withdrawal amount or a minimum fee of Rs. 500

Movie & Dining




International Lounge Access


Rewards Rate

Get 10X Reward Points on partner brands (e.g. BookMyShow, Apollo 24/7), 5X Reward Points on online purchases, and 1 Reward Point for every Rs. 100 spent on other purchases.



Insurance Benefits


Reward Redemption

Reward Points can be redeemed for gift vouchers on or via the SBI mobile app, as well as for paying the card’s outstanding balance, 1 RP = Rs. 0.25

Domestic Lounge Access


Zero Liability Protection

The cardholders get a zero liability protection against a lost/stolen card if the loss is informed to the bank officials timely.


One of the most beneficial pros of the SBI SimplyClick Credit Card is the welcome benefit of a voucher worth Rs. 500 from Amazon.  You can also get coupons worth Rs. 4000 on achieving milestone spends.


This card has a significant drawback for frequent travellers as it offers no domestic or international lounge access. Along with no travel benefits, there aren’t any insurance benefits with the SBI SimplyClick Credit Card.

Similar Cards

Add to Compare

PNB RuPay Platinum Patanjali Credit Card

The PNB RuPay Platinum Patanjali Credit Card is one of the two recently launched co-branded PNB Credit Cards that are issued by the bank in partnership with Patanjali Ayurved Limited. It comes with a zero joining fee and a very nominal renewal fee of Rs. 500, which can be waived off if you use your credit card at least once per quarter in the previous year. With this card, you can earn a 2% cashback on making purchases at the Patanjali stores and earn 1 Reward Point on every Rs. 150 you spend on other retail purchases. Moreover, the card earns you additional 50 points on registering for the e-bill facility. Talking about its other benefits, you get complimentary domestic lounge access every year with this credit card and hence you can make your travel experiences more rewarding and luxurious. Other than this, you get a complimentary insurance cover against accidental death or personal disability. Other than this, you can get exclusive cashback/discount offers on dining across various participating restaurants when you use your PNB RuPay Platinum Patanjali Credit Card to pay the bill. To know all its benefits and fees & charges in detail, keep reading the article:

View More
Add to Compare

HSBC Smart Value Credit Card

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value  card, and its fees & charges, go through the complete article:

View More
Add to Compare

AU Bank Xcite Ultra Credit Card

AU Small Finance Bank, which is one of the well-known card issuers in the country, recently came up with the SwipeUp platform that offers upgraded credit cards to everyone holding a credit card from any bank/card issuer. Currently, three cards are being issued on the SwipeUp portal and The AU Bank Xcite Ultra Credit Card is the most premium one out of them. It comes with a zero annual membership fee and offers you a great reward rate of up to 12 Reward Points on every spend of Rs. 100. Other than this, you can earn 500 bonus rewards every month and 2,000 additional reward points on the basis of milestone spends. Talking about the travel privileges of this card, you get free access to the domestic railway as well as airport lounges and travel-based insurance covers worth up to Rs. 50 lakhs. To know more about the features & benefits of the AU Bank Xcite Ultra Credit Card, keep reading the article:

View More