SBI SimplySAVE Credit Card

Joining Fee: Rs. 499 + GST
Renewal Fee: Rs. 499 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Receive 2,000 Reward Points on the expenditure of the same amount within the first 60 days of card issuance.

Apply Now

Add to Compare

A great entry-level credit card, the SBI SimplySAVE charges an annual fee of Rs. 499 and offers a welcome benefit of 2000 bonus reward points. You earn accelerated reward points on grocery, movies, and departmental store purchases with the card, making it perfect for individuals who are new to the credit scene and are seeking to save money on essential everyday expenses. In addition to rewards, you receive an annual fee waiver on spending Rs. 1 lakh or more with the card. There are limited travel, dining, or entertainment privileges associated with the card, as it is primarily designed for beginners seeking an entry-level credit card. To learn more about the card, its benefits and features, as well as its fees and charges, continue reading.

New Features

Spend Based Waiver

Renewal fee can be waived off on incurring Rs. 1 lakh in the previous year

Interest Rates

3.50% per month (or 42% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 (capped at Rs. 100 per month)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

Movie & Dining

10X Reward Points on movie and dining spends

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1 Reward Point for Rs. 150 spent (reward rate = 0.25%), 10X RPs for spends made in movies, grocery, dining, & departmental stores (reward rate = 2.5%)

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Redeem points earned for gift vouchers on sbicard.com or SBI mobile app. Also, for paying the card’s outstanding balance. (1 Reward Point = Rs. 0.25)

Domestic Lounge Access

N/A

Zero Liability Protection

On reporting the loss of the card to the bank within the stipulated time, the card holder will not be liable for any transaction done on the card.

Pros

This card comes at a low joining fee of 499. You can earn great reward points on spends with this card.

Cons

This card doesn’t provide international or domestic lounge access. There aren’t any insurance benefits with this card. Reward redemptions will be chargeable at Rs. 99

Similar Cards

Add to Compare

Union Bank’s Rupay Combo Debit Cum Credit Card

Union Bank’s Rupay Combo Debit Cum Credit Card is a card that provides you with the benefits and privileges of both a debit card and a credit card. You can switch between the two, alternatively as may be fit to need and requirements. The card comes with two separate card numbers, magnetic strips, chips, and CVV numbers. With this card, you can enjoy complimentary lounge access upto 4 every year using this card. Moreover, you get cashback on utility bill payments and dining using this credit. The card also comes with several additional benefits such fuel surcharge waiver and 24×7 concierge services. Read below to know more about this credit card in detail.

Add to Compare

ICICI Bank VISA Signature Credit Card

The ICICI Bank VISA Signature Credit Card is a card with unique and exclusive reward offers and benefits. It comes with a joining fee of Rs. 25,000 and provides you with a welcome benefit of 30,000 Hand-picked Rewards. Moreover, you get up to 10 Hand-Picked Rewards on every Rs. 100 you spend using this card. These Rewards can be redeemed against an array of options, including travel, dining, gadgets, Air miles, etc through the Hand-picked Rewards catalogue. You can also avail of a shopping voucher worth Rs. 1000 for every 1250 Hand-picked Rewards you earn. To give you a luxurious travel experience, the card gives you complimentary Priority Pass Membership that you can use to access over 600 domestic/international airport lounges worldwide. Other than all this, the ICICI Bank VISA Signature Credit Card has various exclusive benefits that can help you save a lot on all your purchases. To know all of them, keep reading the details given below:

Add to Compare

Standard Chartered Emirates World Credit Card

Standard Chartered Bank Emirates World Credit Card is a co-branded card issued by Standard Chartered Bank in partnership with Emirates.com. The Standard Chartered bank offers exclusive rewards and benefits to its Emirates world credit cardholders, such as complimentary lounge access, shopping benefits, golf privileges, etc. It comes with an annual fee of Rs. 3000, which is worth it due to the exclusive offers provided by the credit card. Along with providing air miles on every Rs. 150 spent, it has many other exclusive benefits, including EMI facilities, cashback on duty-free shopping, etc. As a welcome bonus, you get 4,000 skywards miles, which is another great offer provided by the card. As it is an Emirates co-branded card, you get 2x skyward miles when purchasing flight tickets via emirates.com. All these Skywards miles are automatically transferred to your Emirates skywards account and you can use them for flight bookings and services on Emirates.com. But, its advantages are not just restricted to all this. To know all about the Standard Chartered Bank Emirates world credit card and its benefits, keep reading:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all