SBI Unnati Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Rs 499/-
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

SBI Unnati credit card, a secured credit card offered by the SBI Card. The SBI Unnati credit card is given to customers with a Fixed term deposit of Rs 25,000 or above with the State Bank of India. For every transaction of Rs. 100 done using the SBI Unnati credit card you earn 1 reward point. With this SBI Unnati credit card, you earn a milestone advantage of Rs 500 cashback if you spend Rs 50,000 or above in a year. Also, a waiver on the annual fee is provided for up to 4 years from the date of card issuance. To know more about the SBI Unnati Credit card, keep reading.

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month ( 42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 99 per redemption request


Fuel Surcharge

1% surcharge waiver on all fuel purchases using the SBI Unnati credit card

Foreign Currency Markup

3.5% on the conversion amount


Cash Advance Charges

2.5% on the amount withdrawn subject to a minimum charge of Rs. 500

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

1 reward point per Rs 100 you spend


Golf

NA


Insurance Benefits

NA

Reward Redemption

1 RP = Rs 0.25 on redemption against a host of gifts and benefits at the SBI Card rewards catalog.


Domestic Lounge Access

NA


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

6E Rewards XL – Indigo Kotak Bank Credit Card

The 6E Rewards XL – Indigo Kotak Bank Credit Card is a superior version of the 6E Rewards – Indigo Kotak Credit Card. Both these cards are issued by the bank in partnership with Indigo airlines in order to fulfill their customers’ travel requirements. This 6E Rewards XL variant comes with a joining fee of Rs. 1,500, which is a limited-time offer that is valid for cards that are issued before or on December 31, 2021, and the fee will be Rs. 2,500 after that. The card welcomes you with several exclusive benefits worth more than Rs. 10,000 that you can avail of after realization of the joining fee. Moreover, with a reward rate of upto 6% on all the spends, it allows you to earn up to 20% 6E Rewards on Indigo’s partner brands. Other than its exclusive reward program, this card provides you with complimentary domestic airport lounge access every year and discounted convenience fee on Indigo flights. To know more about the 6E Rewards XL – Indigo Kotak Credit Card, its features, and fees & charges, refer to the detailed information given below:

View More
Add to Compare

IRCTC BoB RuPay Credit Card

In collaboration with the Indian Railways Catering and Tourism Corporation (IRCTC), the Bank of Baroda has launched a co-branded credit card – IRCTC BoB RuPay Credit Card. The card was designed, keeping the requirements in mind of those people, who travel quite often through Indian Railways. This partnership will prove to be beneficial for all the BoB customers who use rail mode for traveling. Bearing a joining fee of Rs. 500, this card offers a plethora of rewards and benefits to its users. Not just for travel benefits, this card brings along a lot of benefits on grocery purchases, fuel expenses, etc. You can also convert transactions into EMI through IRCTC CoB RuPay Credit Card. To learn more about this offering by BoB keep reading.

View More
Add to Compare

Axis Bank AURA Credit Card

Axis Bank AURA Credit Card is a one of its kind credit card by Axis Bank targeted at ultra health-conscious individuals. The YES Bank also offers one such card targeted at providing health benefits, which is the YES Bank Wellness Credit Card. The card was launched earlier this year at a time when everyone is becoming increasingly more health-conscious due to the prevailing pandemic situation. From free video consultations with doctors to complimentary fitness sessions and discounted rates on nutritional foods, the card offers plenty of medical and fitness benefits. As far as the card’s reward rate is concerned, you earn 2 EDGE Points per Rs. 200 spent with the card and 5X EDGE Points on insurance spends. 1 EDGE Point is valued at Rs. 0.20, making the effective reward rate of the card 1% on insurance spends and 0.20% on all other spends categories. Read on to learn more about this unique offering by Axis Bank.

View More