Standard Chartered DigiSmart Credit Card

  • Joining Fee: Rs 49 plus applicable taxes
  • Renewal Fee: Rs 49 per month
  • Best Suited For: Movies | Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
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Standard Chartered DigiSmart credit card is an instant credit card offered by Standard Chartered for the millennials, who like to spend on online shopping, dining, movies, etc. Rather than having an annual fee, the card charges you a very nominal monthly fee of Rs. 49, which is Rs. 588 computed annually. You can get a waiver on this fee if you manage to spend Rs. 5,000 in the previous calendar month. This card provides you with a cashback on online shopping, dining, and travel-related spends. You can get 20% off on Myntra, 10% off Grofers, 10% off on Zomato, and 15% cashback on Ola cab bookings. On top of this, keeping your entertainment requirements in mind, the card offers a Buy 1 get 1 free (BOGO) offer on Inox under which you can avail of up to 2 complimentary movie tickets monthly. Talking about its travel benefits, you get 20% off on domestic flight bookings, 10% off on international bookings, and up to 25% off on hotel bookings. If you want to know more about this card, keep reading.

New Features

Spend Based Waiver

The monthly membership fee can be waived off on spending Rs. 5,000 in the last month.

Interest Rates

1% fuel surcharge is applicable

Add-on Card Fee

Rewards Redemption Fee


Fuel Surcharge

3% of the transaction amount subject to a minimum charge of Rs 300.

Foreign Currency Markup

1.99 per month (23.88% per annum)

Cash Advance Charges


Movie & Dining

You get a Buy 1 Get 1 offer on Movie ticket bookings at INOX, and up to 10% off on food orders on Zomato.


20% off on domestic flight bookings with, 10% discount on international flight bookings, and up to 25% off on domestic hotel bookings.

International Lounge Access


Rewards Rate

Up to 25% off on travel-related spends on partner brands and up to 20% off on shopping at partner brand.



Insurance Benefits


Reward Redemption


Domestic Lounge Access


Zero Liability Protection

You will not be liable for any unauthorized transactions made with the card after reporting the loss to the bank.


No data available


No data available

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