Standard Chartered Rewards Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Rs. 1,000 plus applicable taxes
  • Best Suited For: Shopping
  • Reward Type: Cashback |
  • Welcome Benefites: NA
Add to Compare

Standard Chartered has recently launched the exclusive Rewards Credit Card, which is targeted at those who prefer making most of their retail purchases using their credit card. The card comes with a zero joining fee and a renewal fee of Rs. 1,000, which can be waived on the basis of your total annual spends in the previous year. Talking about the reward rates of this card, it provides you with an amazing opportunity to earn up to 4x Reward Points on your spends. Moreover, you earn additional 4x Rewards after achieving the monthly spending milestone. Apart from its reward benefits, the card has exciting privileges across other categories as well. You get free lounge access to selected domestic airport lounges and various other benefits. To know more about the Standard Chartered Rewards Credit Card, its features, and fees & charges, keep reading:

New Features

Spend Based Waiver

The renewal fee is waived on spending Rs. 3 lakhs or more in the previous year.


Interest Rates

3.75% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

3% of the withdrawn amount subject to a minimum of Rs. 300

Movie & Dining

NA


Travel

Complimentary domestic lounge access every quarter.


International Lounge Access

NA

Rewards Rate

4 Reward Points on every retail spend of Rs. 150,  1 RP on every Rs. 150 spent on government payments and insurance.


Golf

NA


Insurance Benefits

NA

Reward Redemption

1 RP = Re 0.25 for redemption against the Rewards catalog and 1 RP = Re. 0.20 for redemption against the card’s statement balance.


Domestic Lounge Access

1 free domestic lounge access every quarter, i.e. 4 per year.


Zero Liability Protection

The cardholders are not liable for any fraudulent transactions made against a lost/stolen card if reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

YES Prosperity Edge Credit Card

The YES Bank Prosperity Edge credit card comes with exclusive rewards to provide its customers with a prosperous life as suggested by its name. It comes with exciting rewards & offers and many other benefits. Although the YES Prosperity Edge card has advantages over various different categories, it is best suited for people who are more interested in saving through reward points. With a joining fee of Rs. 399, it has some really great key features, such as exciting reward points, spend-based bonus offers, Joining & renewal fee waivers, complimentary travel benefits, fuel surcharge waivers, etc. The joining fee you pay can be waived off if you spend over Rs. 15,000 within 90 days after receiving your YES Prosperity Edge credit card. A spend-based renewal fee waiver is also provided to the cardholders according to which, the renewal fee will be waived off on spending Rs. 75,000 or more in the previous year. This was just a glimpse of the card & its benefits; to know more, refer to the information given below:

View More
Add to Compare

Etihad Guest SBI Credit Card

SBI Cards launched Etihad Guest SBI Card in partnership with the UAE-based airline, Etihad Airways in 2019. It is the lower version of the more premium Etihad Guest SBI Premier Card (also launched at the same event) which offers better benefits and carries a substantially higher annual fee of Rs. 4,999 whereas this card has an annual fee of Rs. 1,499. We have already covered the Premier variant in one of our earlier posts. These cards were launched when the travel industry was at an all time high and travel-related expenses accounted for a substantial portion of the total credit card spends. The card earns you AirMiles at quite a high reward rate on Etihad Airways bookings; you earn decent reward points on other spends as well. Apart from these AirMiles benefits, you also get many other travel-related privileges with this card. To learn more about this card by SBI cards and Etihad Airways keep reading.

View More
Add to Compare

IndusInd Bank Platinum Aura Edge Credit Card

The IndusInd Bank Platinum Aura Credit Card is a card with exceptional features that provides its customers with exclusive reward offers and other benefits on the basis of their choice. With this card, you can choose any of the reward plans as per your spends. The card rewards you in the form of Saving Points, and you can earn up to 4 saving points on every Rs. 100 you spend using this card. The card comes with a very nominal joining fee of Rs. 500, and after paying it, you get the welcome benefit of discount gift vouchers from Pantaloons, Bata, Raymond, Hush Puppies, and more. To make your travel experiences better and secure, the card provides various travel insurance benefits. The cardholders can also avail of the 24*7 concierge and auto-assistance services. There are several other benefits of the IndusInd Bank Platinum Aura Edge Credit Card. To know all of them in detail, keep reading:

View More