Standard Chartered Smart Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Extended 90 days interest period from the date of the card issuance date.
Add to Compare

The Standard Chartered Smart Credit Card, which was launched by the SC Bank in January 2022, is a cashback credit card targeted at low-income individuals or people who are just entering the world of credit cards. It comes with a nominal joining fee of Rs. 499, and provides its customers with a longer interest-free period for the first 90 days after card issuance. Talking about its cashback benefits, you earn 2% cashback on all online transactions and a 1% cashback on offline spends. You can earn up to Rs. 1,500 cashback every month using this card, i.e, up to Rs. 18,000 cashback every year. Other than this, you can also save the renewal fee of Rs. 499 by spending Rs. 1,20,000 or more in the previous year. With all these amazing saving benefits, the card can be considered best suited for individuals who spend online very often and want to save more on their purchases. To understand the features & benefits, and fees & charges of the Standard Chartered Smart Credit Card in detail, keep reading:

New Features

Spend Based Waiver

Waiver of renewal fee on the basis of the amount spent using this credit card.


Interest Rates

3.75% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

A 1% fuel surcharge or Rs. 10, higher of the two, will be granted as fuel surcharge waiver.

Foreign Currency Markup

3.5% on all international transactions.


Cash Advance Charges

3% of the cash withdrawn, subject to a minimum of Rs. 300.

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

Cashback of 2% on online spends and 1% on offline spends


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned cashback is automatically credited to your account.


Domestic Lounge Access

NA


Zero Liability Protection

Zero liability of cardholders in case of any deceitful transaction that takes place through your lost or stolen credit card if the same is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Manchester United Platinum Credit Card

ICICI Bank offers two co-branded credit cards in partnership with Manchester United, which is one of the most popular football clubs in the world- Manchester United Signature Credit Card and Manchester United Platinum Credit Card. The Signature card is more premium of the two variants, while the Platinum Card can be considered a toned-down version of the former. If you’re a Manchester United fanboy, you must possess at least one of these two co-branded cards by ICICI. Manchester United Platinum Credit Card is an entry-level offering by ICICI Bank and comes with a nominal membership fee of just Rs. 499 per annum. Like most other ICICI credit cards, you earn rewards as ICICI Reward Points on the Manchester United Platinum Credit Card. Apart from the Reward Points, you get many Manchester United exclusive benefits with this card that no other credit card currently offers (except obviously, the Signature variant of this card). Read on to learn more about this exclusive Manchester United co-branded credit card by ICICI Bank.

View More
Add to Compare

IDBI Bank Imperium Platinum Credit Card

IDBI Bank Imperium Platinum credit card is a visa-powered secured credit card offered by IDBI Bank. IDBI Bank Imperium Platinum credit card comes with a sign-up bonus of 500 Delight points on every Rs 1500 spent within 30 days of card issuance and 300 Delight points on spending between 31 – 90 days of card issuance. Furthermore, you get up to 2 Delight points on every Rs 150 spent on shopping, traveling, and movies using your IDBI Bank Imperium Platinum credit card. Read below to know more in detail about IDBI Imperium Platinum credit cards.

View More
Add to Compare

SBI Prime Credit Card

The SBI Prime Credit Card is a lifestyle credit card issued by SBI Card. The Prime card carries an annual membership fee of Rs. 2,999. In many aspects, the card is quite similar to the SBI ELITE Credit Card, which has a membership fee of Rs. 4,999 and can be regarded as a toned-down version of the same. However, the SBI Prime Card does offer plenty of value-added benefits, such as complimentary domestic and international airport lounge access, discounted hotel bookings, and movie tickets, among others. In terms of the reward rate, you earn 2 Reward Points for every Rs. 100 spent with this card and 10 Reward Points for every Rs. 100 spent on dining, groceries, and department store purchases. With 1 Reward Point valued at Rs. 0.25, the effective reward rate for the card becomes 2.5% on dining, groceries, and department store categories and 0.5% on all other categories of spending. The SBI Card Prime, just like the ELITE Card, is issued in three variants: MasterCard, American Express, and VISA variants. Although the reward rate and benefits offered by all three variants are more or less the same, the payment networks do provide some exclusive benefits on their respective variants (details will be covered later in this article). Continue reading to learn more about this lifestyle credit card from SBI Card.

View More