Standard Chartered Ultimate Credit Card

  • Joining Fee: Rs. 5,000
  • Renewal Fee: Rs. 5,000
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 6,000 Rewards redeemable for shopping vouchers or charity spends under the Standard Chartered 360° rewards program.
Add to Compare

Standard Chartered launched its Ultimate credit card in September 2017. It is the most premium card issued by the bank as of now. It should be the card of choice for individuals with a high income who want to enjoy an elite lifestyle without compromising with their lavish needs. This card is in direct competition with ICICI Bank Sapphiro credit card and HDFC Bank Infinia credit card Metal Edition. Earlier, the card was being offered in two variants- the Visa Infinite variant and MasterCard World variant; the former has now been discontinued, though. Since it’s a premium card, Standard Chartered offers some exclusive benefits to its customers, like, golf services, Priority Pass membership, etc; with this card. Considering all the international travel requirements of its customers in mind, Standard Chartered has also kept the foreign currency exchange rate at 2% (lower than the average fee of 3.5%) and offers 5% cashback on duty-free purchases at airports. As it is a Reward Points-based credit card, you get 5 Rewards on every Rs. 150 spent using this card, which can be redeemed against shopping vouchers or charity spends under the Standard Chartered 360° rewards program.

New Features

Spend Based Waiver

None


Interest Rates

3.75% every month or 45% annually


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99


Fuel Surcharge

1% fuel surcharge waiver is applicable. Maximum Rs. 1,000 each month.

Foreign Currency Markup

2% (3.5% charged at the time of transaction and 1.5% cashback within 60 days)


Cash Advance Charges

3% of the transacted amount, subject to a minimum fee of Rs. 300

Movie & Dining

N/A


Travel

Complimentary Priority Pass membership with free domestic and international lounge access, and 5% cashback on all duty-free purchases at airports.


International Lounge Access

1 complimentary lounge visits per month with the Priority Pass membership.

Rewards Rate

5 Reward Points on every retail purchase of Rs. 150


Golf

1 complimentary golf game per month, and 1 free golf coaching session each month.


Insurance Benefits

Air accidental insurance cover worth Rs. 1 crore, and several travel insurance covers.

Reward Redemption

The earned Rewards are redeemable on the SC online portal under the Standard Chartered 360° rewards program. 1 Reward Point = Re. 1.


Domestic Lounge Access

16 domestic lounge access per year (4 every quarter)


Zero Liability Protection

Cardholder won’t be liable for any fraudulent transaction made on their lost/stolen card once the loss of card is reported to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Kotak Royale Signature Credit Card

The Kotak Royale Signature Credit Card is a basic card offered by the Kotak Mahindra Bank in order to deliver its cardholders with thrilling Reward offers and travel benefits. The card has zero joining fee and offers opportunities to earn Reward Points for all your spends. You get 2 Reward Points for Rs. 150 spent with this card, and 4 Reward Points per Rs. 150 spent on selected categories, such as hotels, restaurants, and international spends. On reaching the milestone spends, you can earn up to 30,000 bonus Reward Points every year. In order to make its customers’ travel experiences even better, this card provides complimentary access to domestic lounges every quarter to several participating lounges in India. Moreover, you can save a lot on fuel & railway transactions with this card as it comes with a fuel and railway surcharge waiver. There are a number of more benefits of the Kotak Royale Signature Credit Card. To learn about all of them, keep reading the following details:

View More
Add to Compare

American Express Platinum Charge Card

The Platinum Charge card is a flagship offering by the popular card issuer, American Express. It is a top-end credit card and comes with a host of travel benefits that make your life easier while traveling and gives you access to special discounts at leading hotel chains, airlines, etc. You get many other privileges, including unlimited complimentary domestic and international airport lounge access. It is one of the two Charge Cards that American Express is currently offering. Apart from the travel benefits, one of the unique features of this card is that it has no preset credit limit. You also get fast-track upgrades to higher tiers on some of the most premium hotel loyalty programs, and in case you need any assistance planning your trip, AmEx 24×7 concierge service is always there at your rescue.

View More
Add to Compare

Federal Bank RuPay Signet Credit Card

The Federal Bank issues the Signet Credit Card on Visa as well as the RuPay network, both the variants having almost the same features. The Federal Bank RuPay Signet Credit Card comes with an annual fee of Rs. 750 and welcomes its customers with an Amazon e-gift voucher worth Rs. 500 on achieving the required spend within one month. Moreover, it earns you up to 3 Reward Points on every spend of Rs. 100. With the RuPay Signet Credit Card, you don’t only earn Reward Points but a lot more privileges across different categories. On achieving the required spend milestone, you can get Swiggy vouchers each quarter. Moreover, you can avail of the buy one get one free offer on movie tickets every quarter and exciting discounts on dining across several participating restaurants in the country. Talking about its travel privileges, you get complimentary airport lounge access at domestic as well as international airport terminals. To know detailed advantages of the Federal bank RuPay Signet Credit Card, go through the complete article:

View More