Tata Neu Infinity HDFC Bank Credit Card

  • Joining Fee: Rs. 1,499
  • Renewal Fee: Rs. 1,499 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 1,499 NeuCoins on Tata Neu App
Add to Compare

HDFC Bank has collaborated with Tata Neu to introduce the thrilling Tata Neu Infinity HDFC Bank credit card. The bank has unveiled two co-branded credit cards, namely the Tata Neu HDFC Bank Infinity Credit Card and the Tata Neu HDFC Plus Credit Card. The Infinity variant is the premium one and comes with many exclusive privileges across different categories. It comes with an annual fee of Rs. 1,499 and welcomes the cardholders with benefits of an equivalent monetary value. With a reward rate of up to 10%, it can be considered one of the best shopping credit cards available in the Indian market. The card offers benefits beyond shopping, including travel, insurance, and lifestyle perks. Additionally, cardholders receive free access to domestic and international airport lounges. You also get an air accident insurance cover, card liability cover, and several other benefits with this card. You can make fast and easy contactless payments with this card. For detailed information on the features, fees, and charges of the Tata Neu Infinity HDFC Bank Credit Card, please keep reading:

New Features

Spend Based Waiver

The renewal fee is waived off on achieving annual spends of Rs. 3 lakhs or more.


Interest Rates

3.49% per month, i.e, 41.88% per annum


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver for all fuel transactions in India between ₹400 and ₹5,000.

Foreign Currency Markup

2% of the total transaction amount.


Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum fee of Rs. 500.

Movie & Dining

NA


Travel

NA


International Lounge Access

4 complimentary international lounge access each year

Rewards Rate

10% cashback (in the form of Neucoins) on the Tata Neu app, 5% cashback on Tata partner brands, and 1.5% cashback elsewhere.


Golf

NA


Insurance Benefits

Insurance cover worth ₹1 crore against air accidents, cover worth ₹15 lakhs against emergency hospitalization and lost card liability cover worth up to ₹9 lakhs.

Reward Redemption

The earned Neu Coins can be redeemed against Tata partner brands on the tata Neu app at a rate of 1 Neu Coin = Re. 1.


Domestic Lounge Access

8 complimentary domestic lounge access every calendar year


Zero Liability Protection

The cardholders will not be liable for fraudulent transactions made on a lost/stolen card if they report it within 48 hours.

Pros

10%  cashback on the Tata Neu app. Low foreign currency markup of 2%.

Cons

NeuCoins expire after a period of one year. The minimum spend for the annual fee waiver is at a high price of ₹3 Lakhs.

Similar Cards

Add to Compare

Bank of Baroda (BoB) Prime Credit Card

Bank of Baroda Prime credit card is a popular secured credit card (i.e. card against fixed deposit) offered by BoB Financial, the financial services-related company owned by Bank of Baroda. The Prime credit card is issued against an FD of Rs 15,000 or more and no income proof is required. This card is a lifetime free credit card, i.e, you don’t need to pay any annual changes to avail of its benefits. You get 4 Rewards on every Rs 100 spent (equivalent to 1% cashback) on all categories. These points can easily be redeemed against a lot of exclusive options including shopping, gift vouchers, etc. There are many more advantages associated with the Bank Of Baroda Prime credit card such as accidental insurance cover, fuel surcharge waiver, zero liability cover, etc. It is a great option for those who don’t have a credit history as they can build their credit by using this no-annual-fee credit card. Read below to know more about the BoB Prime credit card:

View More
Add to Compare

HDFC Bank Diners Club Premium Credit Card

As suggested by the name, the HDFC Diners Club Premium Credit Card is a premium card issued by the HDFC Bank with exciting reward offers and travel benefits. The bank provides the card with a joining fee of Rs. 2,500 and a welcome benefit of 2,500 Reward Points. With this card, you get 4 Reward Points on every spend of Rs. 150 on retail purchases. These reward points can be redeemed against Air tickets/Hotel bookings, Air Miles, Product Catalogue, & Cashback. Hence, you get an opportunity to save on all these expenses by using your earned Reward Points. With a renewal fee of Rs. 2,500 only, the card has various exclusive benefits, such as complimentary airport lounge access every calendar year. The renewal fee can also be waived off if you spend Rs. 3 lakhs or more in the previous year. There are several other advantages of this card, such as insurance benefits across a variety of categories, zero liability protection, fuel surcharge waiver, etc. To know all about the HDFC Diners Premium Credit Card, its benefits, and fees & charges in detail, keep reading the information given below:

View More
Add to Compare

AU Bank Altura Plus Credit Card

The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:

View More