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Benefites of SBI Credit Card Total Benefits...
Uni Pay 1/3rd Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: Complimentary chocolate bar, mask, and a baggage tag provided in the welcome kit
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Uni Pay 1/3rd Card is a Pay Later Card that allows you to split your monthly spends into three equal installments to be paid over the next three months. Uni Card is although not a traditional credit card, it works very much like credit cards as you get a monthly credit limit against a line of credit. The key difference between a traditional credit card and Uni Card for the end-user is, while credit cards require you to pay the entire amount due within the grace period (usually 15-20 days post the end of the monthly payment cycle), Uni Card allows you to split your repayment amount into three equal installments. Uni Card is issued by Uniorbit Technologies on the Visa payment platform in partnership with its banking partners RBL Bank and SBM Bank and NBFC partner Liquidoans. Uni Card is accepted by 99.9% of the merchants that accept Visa credit/debit cards. Read on to learn more about the Uni Pay 1/3rd Card.
New Features
Spend Based Waiver
N/A
Interest Rates
No interest rate. Late fee applicable as per the stipulated slab.
Add-on Card Fee
No add-on card allowed
Rewards Redemption Fee
Nil
Fuel Surcharge
As charged by the merchant
Foreign Currency Markup
International transactions not allowed
Cash Advance Charges
Cash withdrawal not allowed
Movie & Dining
N/A
Travel
N/A
International Lounge Access
N/A
Rewards Rate
1% Cashback on making the full payment in a single installment
Golf
N/A
Insurance Benefits
N/A
Reward Redemption
N/A
Domestic Lounge Access
N/A
Zero Liability Protection
N/A
Pros
No data available
Cons
No data available
