Union Platinum RuPay Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Rs. 299
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
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Union Platinum RuPay Credit Card is the premium credit card offered by the Union Bank of India. It’s a cashback credit card that lets you enjoy cashback on various transactions like making payments on utility bills, or booking tickets from IRCTC. Besides these benefits, you can also earn a reward rate of 0.02% on every Rs. 100 spent using this card. The joining fee of this credit card is nil and it is worth considering. This card is a great option for those who want to get an affordable credit card with decent rewards and benefits. Other than offering Reward Points on all the spends, the card provides you with complimentary insurance cover, fuel surcharge waiver, and a few more benefits. For detailed information about the Union Platinum RuPay Credit Card, its features and fees & charges, keep reading the article:

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 30,000 in the previous year.

Interest Rates

2.95% p.m. (41.75% p.a.)

Add-on Card Fee


Rewards Redemption Fee


Fuel Surcharge

1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month.

Foreign Currency Markup


Cash Advance Charges

3% or Rs. 200 (whichever is higher)

Movie & Dining




International Lounge Access


Rewards Rate

You can earn a maximum of Rs. 50 cashback per month on utility bill payment. You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobile wallet. You can also cashback of Rs. 25 on spending a minimum of Rs. 300 spent on IRCTC transactions. You can earn 2 reward points on every Rs. 100 spent on this card.



Insurance Benefits

Covers accidental air death up to Rs. 8 lakhs and other accidental death up to Rs. 5 lakhs

Reward Redemption

You can redeem your reward points for movies, bus & air tickets, gift vouchers, etc. A minimum of 100 reward points needs to be accumulated for redemption. 1 reward point = Rs. 0.25.

Domestic Lounge Access


Zero Liability Protection

Cover lost card insurance up to Rs. 1,50,000.


No data available


No data available

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