Union Select RuPay Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Rs. 499
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Union Select RuPay Credit Card is one of the super-premium credit card variants offered by the Union Bank of India. You not only enjoy shopping and insurance benefits but also travel benefits. This card offers more benefits as compared to Union Platinum RuPay Credit Card. You can avail of this credit card at zero joining fee and Rs. 499 renewal membership fee. Keep reading to know more about the offers and benefits this credit card has to offer.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 50,000 in the previous year.


Interest Rates

2.95% p.m. (41.75% p.a.)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month.

Foreign Currency Markup

3% on the conversion amount.


Cash Advance Charges

3% or Rs. 200 (whichever is higher)

Movie & Dining

NA


Travel

Get a complimentary lounge program.


International Lounge Access

4 complimentary international lounge access.

Rewards Rate

You can earn a maximum of Rs. 50 cashback per month on utility bill payment. You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobile wallet. You can also cashback of Rs. 25 on spending a minimum of Rs. 300 spent on IRCTC transactions. You can earn 4 reward points on every Rs. 100 spent on this card.


Golf

NA


Insurance Benefits

Covers accidental air death up to Rs. 10 lakhs and other accidental death up to Rs. 8 lakhs.

Reward Redemption

You can redeem your reward points for movies, bus & air tickets, gift vouchers, etc. A minimum of 100 reward points needs to be accumulated for redemption. 1 reward point = Rs. 0.25.


Domestic Lounge Access

4 complimentary domestic lounge access.


Zero Liability Protection

Cover lost card insurance up to Rs. 1,50,000.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank ACE Credit Card

The Axis Bank ACE credit card launched in partnership with Google Pay and Visa aims to capitalize on the internet penetration and heavy growth of online payments in the country, especially after the COVID-19 pandemic. With this card, you get 5% cashback on electricity, gas, water, internet bill payments made through Google Pay Android application along with 4% cashback on popular merchants like Swiggy, Zomato, and Ola. Axis Bank is targeting young professionals with this credit card who mainly use these popular merchants and are new to the credit scene. In addition to the cashback offers, the ACE credit card offers complimentary domestic airport lounge access, 20% off on dining at over 4000 partner restaurants, and other benefits. Check out our Axis Bank ACE credit card review to know more about this card.

View More
Add to Compare

RBL Bank Cookies Credit Card

The RBL Bank Cookies Credit Card is a basic card issued by the RBL Bank in order to provide its customers with exclusive credit card benefits with a low membership fee. With this card, you earn 1 Reward Points on every offline spend of Rs. 100 and 5X Reward Points on your online spends. With a joining fee of Rs. 100 only, the card welcomes you with a gift voucher worth Rs. 1,000. Moreover, you get a discount of 10% on BookMyShow, Grofers, Zomato, Uber, and Myntra (capped at Rs. 300 per month for each). You can earn gift vouchers worth up to Rs. 5,000 on achieving the milestone spend. The spend-based waiver of monthly membership fee and 1% fuel surcharge waiver (up to Rs. 150 per month) is also among its key features. To get detailed information about the RBL Bank Cookies Credit Card & its advantages, keep reading!

View More
Add to Compare

Citi Rewards Credit Card

The Citi Rewards Credit Card aims at delivering its cardholders with lucrative Reward offers across several categories. With a joining fee of Rs. 1,000, the card offers an amazing opportunity as a welcome benefit to earn up to 2,500 bonus Reward Points. The card offers 1 Reward Point per Rs. 125 spent and 10x Reward Points or purchases made on apparel & departmental stores. Not only this, but one can also receive bonus Reward Points every month by spending Rs. 30,000 or more in a month. These Reward Points are redeemable against a variety of categories, including fuel, AirMiles, cashback, etc. The card has a nominal yearly fee of Rs. 1,000, which can be waived off on spending  Rs. 30,000 or more in the previous year. Read on for more information on Citibank Rewards Credit Card.

View More