Union Select RuPay Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Rs. 499
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Union Select RuPay Credit Card is one of the super-premium credit card variants offered by the Union Bank of India. You not only enjoy shopping and insurance benefits but also travel benefits. This card offers more benefits as compared to Union Platinum RuPay Credit Card. You can avail of this credit card at zero joining fee and Rs. 499 renewal membership fee. Keep reading to know more about the offers and benefits this credit card has to offer.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 50,000 in the previous year.


Interest Rates

2.95% p.m. (41.75% p.a.)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month.

Foreign Currency Markup

3% on the conversion amount.


Cash Advance Charges

3% or Rs. 200 (whichever is higher)

Movie & Dining

NA


Travel

Get a complimentary lounge program.


International Lounge Access

4 complimentary international lounge access.

Rewards Rate

You can earn a maximum of Rs. 50 cashback per month on utility bill payment. You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobile wallet. You can also cashback of Rs. 25 on spending a minimum of Rs. 300 spent on IRCTC transactions. You can earn 4 reward points on every Rs. 100 spent on this card.


Golf

NA


Insurance Benefits

Covers accidental air death up to Rs. 10 lakhs and other accidental death up to Rs. 8 lakhs.

Reward Redemption

You can redeem your reward points for movies, bus & air tickets, gift vouchers, etc. A minimum of 100 reward points needs to be accumulated for redemption. 1 reward point = Rs. 0.25.


Domestic Lounge Access

4 complimentary domestic lounge access.


Zero Liability Protection

Cover lost card insurance up to Rs. 1,50,000.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Parakram Credit Card

The ICICI Bank has launched two new cards dedicated solely to the benefit of Defence Personnel. These cards are ICICI Bank Parakram Credit Card and  railway lounges. While talking about ICICI Bank Parakram Credit Card, this credit card has exclusive rewarding features. There are marvelous benefits of holding these cards which also include the specialized reward plan where you can earn 5 reward points in selected categories. The primary cardholder is also entitled to Personal Accident Insurance of Rs. 2 Lakh along with an Air Accident Cover of Rs. 20 Lakhs. The benefit of culinary treats is an add-on by the ICICI Bank Culinary Treats Program. To protect the card from any fraud, counterfeiting, and duplication, there is an extra layer of security added to the microchip present in the card. This card offers you rewards on multiple platforms and also the opportunity to get value back on your every other purchase. Since the card is specifically designed to fulfill the needs of defence personnel, you get 5X reward points on your purchases with Canteen Store Departments as well. The best feature of this credit card is the complimentary railway lounge access it provides. This feature will surely make the journey of many soldiers easier while they will travel to report for their post. Have a thorough look at the credit card by ICICI bank especially designed for the defence people –

View More
Add to Compare

Axis Bank Pride Platinum Credit Card

Axis Bank Pride Platinum Credit Card is a token of respect for the Indian Armed forces. It comes with Indian Tricolor shades and a dedicated embossed line for the Indian Navy, Army, and Air force. It is one of the two offerings by Axis Bank that are exclusive for Indian defence personnel (the other one being the Pride Signature Credit Card). Pride Platinum Credit Card, a lifetime free card offers value-added benefits like discounted rates at partner restaurants and a fuel surcharge waiver. As far as the reward rate is concerned, you earn 4 EDGE Points for every Rs. 200 you spend using the card with each EDGE Point valued at Rs. 0.20 (effective reward rate of 0.4%). Keep reading to know more about this exclusive offering by Axis Bank.

View More
Add to Compare

Axis Bank Freecharge Plus Credit Card

The Axis Bank Freecharge Plus Credit Card is the superior version of the Freecharge Credit Card issued by the Axis Bank. It is a virtual credit card that you can get instantly after approval on the Freecharge app. However, you can order the physical card as well, but the virtual card gets you all the benefits of the physical card. It comes with a joining and annual fee of Rs. 350 and earns you gift vouchers worth Rs. 700 on card activation. With this card, you can earn up to 5% cashback on all your transactions and bonus Edge Reward Points every month on achieving the required milestone spend. Other than all this, you get exciting discount offers on dining under the Axis Bank’s Dining delights program. Moreover, you get a 1% fuel surcharge waiver at all fuel stations when you pay using your Freecharge Plus Card. To let you save even more, the card comes with a spend-based waiver of the renewal fee. To know more about the Axis Bank Freecharge Plus Credit Card and its fees & charges, go through the full article:

View More