YES Bank BYOC Credit Card

  • Joining Fee: Rs. 49 plus applicable taxes Rs. 3,499 (for metal variant) Rs. 249 (for eco-friendly variant)
  • Renewal Fee: Rs. 49 per month.
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

The YES Bank has recently launched a customizable credit card named YES Bank BYOC Credit Card, where BYOC stands for ‘Build Your Own Card.’ It comes with a monthly membership fee of Rs. 49, however, an additional one-time fee might be charged if you want to customize the plastic of your card as per your choice. The card issuer provides you with three options, including a metal variant, an eco-friendly variant, and the regular plastic card variant. You can choose any of these three options. Apart from this, you can also choose your rewards plan as per your requirements and spending behavior. The AU Small Finance Bank has also launched one such credit card recently named the AU Bank LIT Credit Card and now the BYOC Credit Card launched by the YES Bank seems to give direct competition to the LIT Card. Talking about the BYOC Credit Card, it doesn’t only offer exciting reward rates, but also comes with a wide range of additional privileges across different categories, including travel, golf, etc. For more detailed information about the YES Bank BYOC Credit Card, its features, and fees & charges, keep reading the article:

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Foreign Currency Markup

3.4% of the total transaction amount


Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 300.

Movie & Dining

NA


Travel

Complimentary airport lounge access every quarter.


International Lounge Access

NA

Rewards Rate

1% cash back or 8 Reward Points on every retail spend of Rs. 200 (choose between rewards/cashback).


Golf

4 complimentary rounds of golf every year.


Insurance Benefits

NA

Reward Redemption

The Reward Points can be redeemed against various options via the YesRewardz portal where 1 Reward Point = up to Re. 0.25.


Domestic Lounge Access

1 complimentary domestic lounge access every quarter.


Zero Liability Protection

The cardholders will not be liable for any fraudulent transactions if the loss has been reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

KVB Platinum Credit Card

KVB Platinum credit card is a credit card that charges no joining fee from the customers on sign up. This credit card is issued by the Karur Vysya bank. You earn 2 reward points on every Rs 150 spent using this credit card. The customers get 1.5x reward points on their spendings on medical expenses, restaurants, insurance, and rail ticket bookings. You get 4 reward points on your travel spends using this credit card. You 500 bonus reward points as a sign-up bonus on payment of membership fees. Read below to know more about the KVB Platinum credit card.

View More
Add to Compare

PNB Global Platinum Credit Card

The PNB Global Platinum Credit Card is a basic card offered by the Punjab National Bank that provides cardholders with exciting saving opportunities. The card is issued at a zero joining fee and earns you 2 Reward Points per Rs. 150 spent. You earn 50 bonus Reward Points on successful registration for the E-bill facility. The Reward Points earned are redeemable against many products, hotel bookings, merchandise, mobile recharge, etc. The card allows you to save on fuels through the 1% fuel surcharge waiver across all fuel stations. You can also avail of a 20% discount on a ZEE5 subscription through this card. To know more about PNB Global Platinum Credit Card, keep reading:

View More
Add to Compare

Bank of Baroda Unnati Credit Card

Bob Financial, in partnership with CreditAI, offers the Bank of Baroda Unnati Credit Card which is exclusively for the farmers of the country. It is a lifetime-free card and aims to fulfill the credit requirements of farmers with minimum charges. With a decent reward rate and other basic features, the Unnati Credit Card has a very low-interest rate, allowing the farmers to avail of its credit facilities with minimum additional charges. However, it doesn’t allow cash withdrawals, foreign transactions, or fuel purchases, but it totally fulfills the requirements of its targeted customers, i.e. farmers. For more detailed information about the BoB Unnati Credit Card, its features, fees & charges, etc, keep reading the article:

View More