YES Bank EMI Credit Card

Joining Fee: Rs. 499
Renewal Fee: Rs. 499
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

The YES Bank EMI Credit Card is one of the two recently launched cards by the YES Bank, the other one being the BYOC Credit Card. The EMI Credit Card, as suggested by its name, is targeted at people who prefer paying for large transactions in EMIs. It comes with a nominal annual membership fee of Rs. 499 and you can get it waived on achieving the required annual spending in the preceding year. Talking about its key features, this card comes with auto EMI conversion, and all transactions above Rs. 5,000 are automatically converted into EMIs. The card also offers decent cashback benefits and you can earn up to 3% cashback on transactions made using it. To know more about the YES Bank’s EMI Credit Card and all its features in detail, keep reading the article:

New Features

Spend Based Waiver

The renewal fee of Rs. 499 is waived on spending Rs. 1.2 lakhs or more in the previous anniversary year.

Interest Rates

3.5% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver capped at Rs. 250 per month.

Foreign Currency Markup

3.5% of the total amount

Cash Advance Charges

2.5% of the withdrawn amount or a minimum of Rs. 500

Movie & Dining

Travel

International Lounge Access

Rewards Rate

Get 1% cashback on all retail purchases and 3% cashback on selected transactions through YES Cart.

Golf

Insurance Benefits

Reward Redemption

The earned cashback is directly credited to the cardholders’ accounts.

Domestic Lounge Access

Zero Liability Protection

You get zero liability protection against a lost/stolen card if reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HDFC Bank Titanium Edge Credit Card

The HDFC Titanium Edge Credit Card is one of the most basic HDFC Credit Cards. It comes with a zero joining fee and you can make it lifetime free for yourself just by spending Rs. 50,000 or more each anniversary year. With this card, you can earn up to 3 Reward Points on every spend of Rs. 150, and these points can be redeemed against your card’s outstanding balance. However, you don’t get many benefits over other categories, like travel, movies, dining, etc, but you can still consider it if you want a pocket-friendly credit card with a decent reward rate. Other benefits of this card include the 1% fuel surcharge waiver, zero liability protection against lost/stolen card, etc. To know more about the advantages of the HDFC Bank Titanium Edge Credit Card and its fees & charges, go through the complete information provided below in the article:

Add to Compare

Axis Bank KWIK RuPay Credit Card

Ever since the NPCI announced that RuPay credit cards can be linked to UPI apps, all major banks and card issuers are offering RuPay credit cards to their customers. Axis Bank launched the KWIK RuPay credit card that offers all the benefits and rewardsKiwi mobile app of credit cards, all with the convenience and security of making UPI payments. The Kwik RuPay credit card is a lifetime free card by Axis Bank without any joining or annual fees. The card can be easily linked to UPI and used to make payments across merchants with QR codes. It also allows you to use your credit card at small merchants in rural and semi-rural areas that don’t accept card payments. The cardholders get a virtual credit card as soon as they are approved for the KWIK RuPay credit card. You can start making UPI payments via the Kiwi app, and start earning rewards for your spends. Read on to know more about the features and benefits offered by the Axis Bank KWIK RuPay credit card.

Add to Compare

HDFC Platinum Times Credit Card

The HDFC Bank Platinum Times Credit Card is tailored for entertainment enthusiasts, offering substantial benefits in movies, dining, and shopping. Cardholders enjoy a 50% discount on movie tickets via BookMyShow, with savings up to ₹600 per transaction. Dining benefits include up to 15% off bills through PayEazy on EazyDiner. The card also provides welcome vouchers worth ₹5,000 across various categories upon activation within 30 days. Reward points are earned at 10 points per ₹150 spent on weekday dining and 3 points per ₹150 on other purchases. Additional perks include a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, and complimentary annual Times Prime membership upon completing one transaction per calendar quarter. The annual fee is ₹1,000, which can be waived on annual spends of ₹2.5 lakh or more.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all