Yes Bank RuPay Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points |
  • Welcome Benefites: NA
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Yes Bank has a great range of credit cards across different categories, ranging from entry-level to premium cards. Recently, the bank has come up with its RuPay credit card in line with RBI’s announcement that citizens can link their RuPay credit cards to UPI apps and make payments. All major card issuers have a diverse range of RuPay cards and Yes Bank joins them with this offering. The Yes Bank RuPay credit card is a complimentary offering that you can get when applying for another Yes Bank card, and is available only in the virtual version. The card is lifetime free and offers the convenience of UPI payments along with accelerated reward points on UPI spends. To know more about the Yes Bank RuPay credit card and its offerings, keep reading our article.

New Features

Spend Based Waiver


Interest Rates

3.8% per month or 45.6% per annum

Add-on Card Fee


Rewards Redemption Fee

Rs. 100 per redemption request

Fuel Surcharge

1% fuel surcharge waiver on spends between Rs. 400 to Rs. 5000, with maximum benefit capped at Rs. 125 per statement cycle

Foreign Currency Markup

2.75% of the transaction amount

Cash Advance Charges


Movie & Dining




International Lounge Access


Rewards Rate

8 RPs per Rs. 200 on UPI transactions above Rs. 2000, 2 RPs per Rs. 200 on other online spends



Insurance Benefits


Reward Redemption

Reward points earned can be redeemed against a host of choices at the Yes Rewardz portal

Domestic Lounge Access


Zero Liability Protection

The cardholders is not liable for fraudulent spends made with the card in case of timely reporting to the bank about theft or loss of the credit card


No data available


No data available

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