YES First Business Card

Joining Fee: Rs. 999 + GST
Renewal Fee: Rs. 999 + GST
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

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YES FIRST Business Credit Card by Yes Bank has been designed to deliver the best privileges and tons of benefits to businesses. Yes Bank has launched two business cards: the YES FIRST Business and the YES PROSPERITY Business Credit Card. The card delivers exciting Reward Points for all business transactions and benefits in travel, fuel, and redemption options across various categories, including Air Travel, Hotel Stays, accessories, and more. The First Business card offers tons of reward points in all categories as well as in select categories. Apart from that, the card provides great milestone benefits, a fuel surcharge waiver, and a spend-based fee waiver. The best part is that the Foreign Currency Markup on the card is 1.75% only. This is a very low rate as compared to other cards. Hence, it allows businessmen to spend freely while traveling abroad. Also, the card offers excellent travel benefits like complimentary international lounge access with the Priority Pass Membership for Mastercard cardholders and the LoungeKey Program for VISA Cardholders. Along with international lounge access, the card also offers domestic lounge access for VISA cardholders. On top of that, one complimentary golf lesson is also provided with the First Business card.

New Features

Spend Based Waiver

Joining Fee Waived on Spending ₹20,000 in First 30 Days. Annual Fee Waived on Spending ₹3 Lakh or More in a Year

Interest Rates

3.99% Per Month (47.88% Per Annum)

Add-on Card Fee

Rewards Redemption Fee

₹100 + GST

Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 5000. (capped at Rs 1,000 per month).

Foreign Currency Markup

1.75%

Cash Advance Charges

2.5% (subject to a minimum charge of Rs. 300)

Movie & Dining

15% Off at Select Restaurants With Dining Fiesta Program

Travel

Accelerated Reward Point Earning for Travel Spends

International Lounge Access

6 Complimentary access to International Airport Lounges every year outside India with Priority Pass Membership.

Rewards Rate

16 RPs/₹200 Spent on Air/Hotel/Dining/Travel/Rented Vehicles. 8 RPs/₹200 Spent on Select Categories and 4 RPs/₹200 Spent on Select Categories

Golf

Get one complimentary golf lesson every month. Book your lesson by creating an account with TeePass India Golf Program.

Insurance Benefits

Insurance Cover up to Rs. 1 crore.

Reward Redemption

Redeem RPs Against Flight/Hotel/Movie Bookings or an Exclusive Catalogue of Products

Domestic Lounge Access

2 complimentary access to Domestic Lounges quarterly (for VISA Cardholders).

Zero Liability Protection

Pros

No data available

Cons

No data available

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