YES First Preferred Credit Card

Joining Fee: Rs. 999 (plus applicable taxes)
Renewal Fee: Rs. 999 (plus applicable taxes)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

YES First Preferred credit card is a premium card having premier reward point offers and several other exciting benefits. You can save up to thousands of reward points whenever you make a purchase or pay the annual fee. Not only this, but the card also offers complimentary benefits in travel including domestic as well as international travel lounge access. Get 4 reward points every time you spend Rs. 200 on tax payments, utilities, groceries, etc, and 8 reward points on any other retail purchases. Although the YES First Preferred credit card is a good fit for people who love to save money by earning more and more reward points, it can also be a great choice for people who love traveling. It is because you get 2 domestic lounge access every quarter and 4 exclusive complimentary international lounge access every year. One of its greatest key features is that you get 10,000 reward points on your first transaction if it is done within the first 90 days once you receive the card.

New Features

Spend Based Waiver

The renewal fee can be waived off on a spend of more than 4 lakhs in the last year.

Interest Rates

3.8% per month

Add-on Card Fee

Nil (up to 3 cards)

Rewards Redemption Fee

A reward redemption fee of Rs. 100 on every redemption request.

Fuel Surcharge

1% fuel surcharge waiver applicable at fuel stations all over India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.

Foreign Currency Markup

1.75% on all foreign currency spends

Cash Advance Charges

2.5% of the transaction amount.

Movie & Dining

25% discount on movie booking through BookMyShow.

Travel

4 complimentary international lounge access per year and 2 domestic lounge access per calendar quarter.

International Lounge Access

You get 4 complimentary international lounge access every year through the Priority Pass.

Rewards Rate

4 reward points per Rs. 200 spent on Select categories utilities, groceries, tax payments, insurance sales, etc. 8 reward points per Rs. 200 you spent on every other retail purchase 16 reward points per Rs. 200 spent on travel and dining spends

Golf

4 complimentary green fee rounds annually.

Insurance Benefits

Life insurance of up to Rs. 1 crore in the case of death due to flight accidents and medical insurance of Rs. 25 lakhs for emergency hospitalization.

Reward Redemption

1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10 for redemption against gift vouchers, product catalogue, etc.

Domestic Lounge Access

2 domestic lounge visits per quarter via the MasterCard lounge program.

Zero Liability Protection

Zero Liability protection is provided in case the lost or stolen card is reported within 3 days after losing it.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Aditya Birla SBI Credit Card

Aditya Birla SBI Credit Card is a Co-branded card issued by the SBI Card, in partnership with Aditya Birla Capital. The card issuer has also launched the Aditya Birla SBI Card SELECT which is the higher version of the Aditya Birla SBI Card. Therefore the card has similar features as the SELECT version but in a limited way. Both the cards offer about the same features but with a different fee. The Aditya Birla SBI Card comes with an Annual Fee of Rs. 499 which is much lower than the SELECT card. The Aditya Birla SBI Card great offers reward points for every transaction done at Aditya Birla Stores, also across Dining, Entertainment, Hotels, and much more. The card also offers many other benefits like milestones benefits where you can get up to 4,000 reward points based on your spending. Also, the card welcomes you with 2,000 Reward Points. To know more about the card, keep reading the following review on the card:

Add to Compare

HDFC Bank Diners Club Premium Credit Card

As suggested by the name, the HDFC Diners Club Premium Credit Card is a premium card issued by the HDFC Bank with exciting reward offers and travel benefits. The bank provides the card with a joining fee of Rs. 2,500 and a welcome benefit of 2,500 Reward Points. With this card, you get 4 Reward Points on every spend of Rs. 150 on retail purchases. These reward points can be redeemed against Air tickets/Hotel bookings, Air Miles, Product Catalogue, & Cashback. Hence, you get an opportunity to save on all these expenses by using your earned Reward Points. With a renewal fee of Rs. 2,500 only, the card has various exclusive benefits, such as complimentary airport lounge access every calendar year. The renewal fee can also be waived off if you spend Rs. 3 lakhs or more in the previous year. There are several other advantages of this card, such as insurance benefits across a variety of categories, zero liability protection, fuel surcharge waiver, etc. To know all about the HDFC Diners Premium Credit Card, its benefits, and fees & charges in detail, keep reading the information given below:

Add to Compare

IndianOil RBL Bank Credit Card

The IndianOil RBL Bank Credit Card is a co-branded offering from RBL Bank and IndianOil, tailored for individuals who frequently purchase fuel at IndianOil outlets. Cardholders earn 10 Fuel Points for every ₹100 spent at IndianOil fuel stations, with a monthly cap of 1,000 Fuel Points, translating to savings of up to ₹500 per month. Other eligible purchases earn 1 Fuel Point per ₹100 spent. Each Fuel Point is equivalent to ₹0.50 when redeemed at IndianOil stations. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹100 per month. The card has an annual fee of ₹500, which is waived upon annual spends of ₹1.75 lakh or more.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all