YES First Preferred Credit Card

  • Joining Fee: Rs. 999 (plus applicable taxes)
  • Renewal Fee: Rs. 999 (plus applicable taxes)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

YES First Preferred credit card is a premium card having premier reward point offers and several other exciting benefits. You can save up to thousands of reward points whenever you make a purchase or pay the annual fee. Not only this, but the card also offers complimentary benefits in travel including domestic as well as international travel lounge access. Get 4 reward points every time you spend Rs. 200 on tax payments, utilities, groceries, etc, and 8 reward points on any other retail purchases. Although the YES First Preferred credit card is a good fit for people who love to save money by earning more and more reward points, it can also be a great choice for people who love traveling. It is because you get 2 domestic lounge access every quarter and 4 exclusive complimentary international lounge access every year. One of its greatest key features is that you get 10,000 reward points on your first transaction if it is done within the first 90 days once you receive the card.

New Features

Spend Based Waiver

The renewal fee can be waived off on a spend of more than 4 lakhs in the last year.


Interest Rates

3.8% per month


Add-on Card Fee

Nil (up to 3 cards)

Rewards Redemption Fee

A reward redemption fee of Rs. 100 on every redemption request.


Fuel Surcharge

1% fuel surcharge waiver applicable at fuel stations all over India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.

Foreign Currency Markup

1.75% on all foreign currency spends


Cash Advance Charges

2.5% of the transaction amount.

Movie & Dining

25% discount on movie booking through BookMyShow.


Travel

4 complimentary international lounge access per year and 2 domestic lounge access per calendar quarter.


International Lounge Access

You get 4 complimentary international lounge access every year through the Priority Pass.

Rewards Rate

4 reward points per Rs. 200 spent on Select categories utilities, groceries, tax payments, insurance sales, etc. 8 reward points per Rs. 200 you spent on every other retail purchase 16 reward points per Rs. 200 spent on travel and dining spends


Golf

4 complimentary green fee rounds annually.


Insurance Benefits

Life insurance of up to Rs. 1 crore in the case of death due to flight accidents and medical insurance of Rs. 25 lakhs for emergency hospitalization.

Reward Redemption

1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10 for redemption against gift vouchers, product catalogue, etc.


Domestic Lounge Access

2 domestic lounge visits per quarter via the MasterCard lounge program.


Zero Liability Protection

Zero Liability protection is provided in case the lost or stolen card is reported within 3 days after losing it.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HDFC Bank Regalia First Credit Card

HDFC’s Regalia Credit card range is one of the most sought-after and best credit cards in its lineup. One such offering is the Regalia First Credit Card, which offers various travel benefits and lifestyle privileges. It offers Reward Points on every purchase, whether it is a retail purchase or paying utility bills or rent. Apart from Reward Points, it offers a premium travelling experience, allowing the user to access some of the most luxurious Airport lounges every year across the globe using Priority Pass. Not only this, but you can also avail of exciting dining benefits with the Good Food Trail Program. Bonus rewards of up to 8,500 reward points can be earned every year under the renewal and milestone benefits of the card. Also, the credit card’s annual fee is eligible for a waiver based on your annual spends in the previous year. To know more about this credit card, look at its detailed specifications.

View More
Add to Compare

Kotak Zen Signature Credit Card

Kotak Zen Signature credit card is a card issued by Kotak Mahindra Bank, that provides you with exclusive shopping, travel, and milestone benefits on your purchases. As a welcome benefit, you get 1500 Zen points on the payment of the joining fees. You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You get 8 complimentary domestic lounge access annually and 3 complimentary international lounge access with Priority Pass membership. Also, you get several other benefits such as a fuel surcharge waiver of 1%, Spend based waiver on the spending of Rs  1,50,000 in a year, and priority attend services. Read below to know more about this credit card

View More
Add to Compare

IndusInd Bank Duo Plus Credit Card

The IndusInd Bank Duo Plus Credit Card is one of India’s first credit cum debit cards that provides its customers with double benefits with a single card. The card comes with a nominal joining fee of Rs. 1,500 and gives you a welcome gift voucher worth Rs. 1,000 from any of the top brands like BATA, Levis, Pantaloons, Pizza Hut, etc. You earn Reward Points on almost all your spends with this card, which you can use against various products & offers at IndusMoments or even against cash credit. Moreover, on booking movie tickets on BookMyShow, you get 1 free movie ticket every time you book one ticket with this card. There are various other advantages of having an IndusInd Bank Duo Plus Credit Card. To know all of them, keep reading the detailed information given below:

View More