YES First Preferred Credit Card

  • Joining Fee: Rs. 999 (plus applicable taxes)
  • Renewal Fee: Rs. 999 (plus applicable taxes)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

YES First Preferred credit card is a premium card having premier reward point offers and several other exciting benefits. You can save up to thousands of reward points whenever you make a purchase or pay the annual fee. Not only this, but the card also offers complimentary benefits in travel including domestic as well as international travel lounge access. Get 4 reward points every time you spend Rs. 200 on tax payments, utilities, groceries, etc, and 8 reward points on any other retail purchases. Although the YES First Preferred credit card is a good fit for people who love to save money by earning more and more reward points, it can also be a great choice for people who love traveling. It is because you get 2 domestic lounge access every quarter and 4 exclusive complimentary international lounge access every year. One of its greatest key features is that you get 10,000 reward points on your first transaction if it is done within the first 90 days once you receive the card.

New Features

Spend Based Waiver

The renewal fee can be waived off on a spend of more than 4 lakhs in the last year.

Interest Rates

3.8% per month

Add-on Card Fee

Nil (up to 3 cards)

Rewards Redemption Fee

A reward redemption fee of Rs. 100 on every redemption request.

Fuel Surcharge

1% fuel surcharge waiver applicable at fuel stations all over India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.

Foreign Currency Markup

1.75% on all foreign currency spends

Cash Advance Charges

2.5% of the transaction amount.

Movie & Dining

25% discount on movie booking through BookMyShow.


4 complimentary international lounge access per year and 2 domestic lounge access per calendar quarter.

International Lounge Access

You get 4 complimentary international lounge access every year through the Priority Pass.

Rewards Rate

4 reward points per Rs. 200 spent on Select categories utilities, groceries, tax payments, insurance sales, etc. 8 reward points per Rs. 200 you spent on every other retail purchase 16 reward points per Rs. 200 spent on travel and dining spends


4 complimentary green fee rounds annually.

Insurance Benefits

Life insurance of up to Rs. 1 crore in the case of death due to flight accidents and medical insurance of Rs. 25 lakhs for emergency hospitalization.

Reward Redemption

1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10 for redemption against gift vouchers, product catalogue, etc.

Domestic Lounge Access

2 domestic lounge visits per quarter via the MasterCard lounge program.

Zero Liability Protection

Zero Liability protection is provided in case the lost or stolen card is reported within 3 days after losing it.


No data available


No data available

Similar Cards

Add to Compare

Axis Bank My Wings Credit Card

My Wings credit card by Axis Bank is an entry-level travel credit card that offers exciting cashback and reward points benefits on rail, road, and air travel spends. You get complimentary airport lounge access and discount and cashback benefits on rail/air tickets. As far as road travel is concerned, the card rewards you with a discount of Rs. 100 on bus tickets and a flat Rs. 400 off on car rentals. On top of these travel-related benefits, you also enjoy dining privileges with a minimum 15% discount on dining bills at partner restaurants under the Axis Bank’s Dining Delights program. Read on to learn more about this offering by Axis bank.

View More
Add to Compare

Axis Bank ACE Credit Card

The Axis Bank ACE credit card launched in partnership with Google Pay and Visa aims to capitalize on the internet penetration and heavy growth of online payments in the country, especially after the COVID-19 pandemic. With this card, you get 5% cashback on electricity, gas, water, internet bill payments made through Google Pay Android application along with 4% cashback on popular merchants like Swiggy, Zomato, and Ola. Axis Bank is targeting young professionals with this credit card who mainly use these popular merchants and are new to the credit scene. In addition to the cashback offers, the ACE credit card offers complimentary domestic airport lounge access, 20% off on dining at over 4000 partner restaurants, and other benefits. Check out our Axis Bank ACE credit card review to know more about this card.

View More
Add to Compare

AU Bank InstaPay Credit Card

Earn cashback while making UPI transactions. With the AU Bank InstaPay Virtual Credit Card, you can easily make UPI transactions. Forget physically carrying your credit card. With the InstaPay Credit Card, you can pay for your spends from your smartphone. Being a lifetime free credit card, this card is a must for all those looking to begin their credit card journey or for cardholders looking to earn instant cashback on their UPI spends. With UPI transactions a norm, this card is highly beneficial as it offers 1% cashback on UPI spends made on dining, supermarkets, departmental stores and groceries. The AU Bank InstaPay Credit Card would allow you to make payments easily through a QR card wherever you go. In today’s time, QR payments can easily be made across malls and street vendors alike. In such a scenario, the InstaPay RuPay Credit Card is instrumental. Keep reading to learn more about this dynamic virtual credit card from AU Small Finance Bank.

View More