YES Premia Credit Card

  • Joining Fee: Rs. 999 (plus applicable taxes)
  • Renewal Fee: Rs. 999 (plus applicable taxes)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

As suggested by its name, the YES Premia Credit Card is a premium card aiming at providing its cardholders with premium benefits & offers across various categories. It is issued at a joining fee of Rs. 1,599, on which you can get a waiver if you reach the total eligible spends within ninety days of card activation. Coming to its reward offers, you earn 6 Reward Points per Rs. 200 spent and 3 Reward Points per Rs. 200 you spend on tax payments, utilities, government services, etc. Moreover, you get a 25% discount on movies on BookMyShow with this card. The card also provides travel benefits, including complimentary Priority Pass Membership, and 1 complimentary access to domestic lounges per quarter. The card also allows you to save on your foreign currency transactions as it comes with a really low foreign currency markup fee of 2.75%. There are lots of more advantages of the YES Premia Credit Card. Refer to the detailed information given for the card:

New Features

Spend Based Waiver

The joining fee can be waived if you spend Rs. 25,000 within ninety days after activating the card and the annual fee can be waived if you spend Rs. 1.5 lakhs or more in the preceeding year.

Interest Rates

3.8% per month

Add-on Card Fee


Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

2.75% on all foreign currency transactions.

Cash Advance Charges

2.5% or the transacted amount or Rs. 300 (whichever is higher).

Movie & Dining

25% discount on movies through Bookmyshow.


Get complimentary Priority Pass Membership with complimentary lounge access.

International Lounge Access

3 complimentary access to international lounges through the Priority Pass.

Rewards Rate

12 Reward Points on every Rs. 200 on Travel and Dining spends. 6 Reward Points per Rs. 200 you spend. 3 Reward Points per Rs. 200 you spend on tax payments, postal services, bus lines, government services, etc.


4 Green Fee waiver and 1 complimentary golf lesson every month at selected golf courses in India

Insurance Benefits

A credit shield cover worth Rs. 2.5 lakhs, Life Insurance Cover of Rs. 1 Crore in case of Flight Accidental Death, and Medical Insurance cover of Rs. 30 Lakhs for overseas emergency hospitalization.

Reward Redemption

The Reward points earned are redeemable through the dedicated website Yes Rewardz at a rate of 1 RP = Re. 0.25 when redeemed against hotel/flight bookings, and 1 RP= Re. 0.10 when redeeming against gift vouchers, product catalogue, etc.

Domestic Lounge Access

2 complimentary lounge access per quarter.

Zero Liability Protection

The cardholder will not be held liable for any unauthorized transactions if the loss has been reported to the bank within 3 days of the same.


No data available


No data available

Similar Cards

Add to Compare

BoB Empower Credit Card

Along with the business cards like BoB ConQr, BoB Corporate Card, etc, Bank of Baroda also offers the Empower Credit Card, which aims at fulfilling the credit requirements of businesses along with providing them with various benefits across different categories. It comes with a zero joining fee and an affordable annual fee of Rs. 250 only, which too can be waived very easily. The cardholders get a decent reward rate and the accumulated rewards can be redeemed against the card’s outstanding balance at a really good redemption rate. Other than this, you get complimentary insurance covers, a fuel surcharge waiver, spend-based waiver of the annual fee, and many more benefits. Talking about the convenience provided by this card, it allows you to track all the spends made by your employees on their respective Empower cards and the bill settlement is also made easy. For more detailed information about the BoB Empower Credit Card, its features, and fees & charges, keep reading:

View More
Add to Compare

Kotak Mojo Platinum Credit Card

Issued by the Kotak Mahindra bank, the Kotak Mojo Platinum Credit Card is aimed at providing its customers with great rewarding experiences. It earns you Rewards in the form of Mojo Points, which can be redeemed against various categories, including shopping, travel, etc, and even against the outstanding statement. With this card, you earn 1 Mojo Point on every offline spend of Rs. 100, and you earn extra Reward Points for your spends on online purchases and KayMall. You can also earn gift vouchers worth Rs. 1,000 every quarter on achieving the milestone spend. To give extra luxurious travel experiences, this card provides you with complimentary domestic lounge access every year. With such an affordable membership fee of Rs. 1,000 only, the card is providing you with all the benefits, which makes the annual fee totally worth it. Moreover, there are several ways in which you can save with this card, including the joining & renewal fee waiver, fuel & railway surcharge waiver, etc. Keep reading the following details to know all about the Kotak Mojo Platinum Credit Card:

View More
Add to Compare

American Express Gold Charge Card

The Gold Card by American Express is a Charge Credit Card that AmEx offers in India, the other being the Platinum Card. Platinum card is a more premium offering and offers better rewards. The unique feature of these Charge Cards is that they don’t come with any pre-set credit limit. The credit limit is flexible and changes according to the cardmember’s purchasing habits, finances, credit score and account history. Despite being the lesser premium of the two Charge Cards, the Gold Card also comes packed with many premium privileges (travel and dining benefits, in particular). Recently, American Express changed the offer/discounts catalogue for the Gold Card, making it an even more lucrative offering. Whether you are a shopping enthusiast or an avid vacationer, this card offers exciting benefits.  Keep reading to know all about the benefits and charges of the American Express Gold Charge Card.

View More