YES Premia Credit Card

  • Joining Fee: Rs. 999 (plus applicable taxes)
  • Renewal Fee: Rs. 999 (plus applicable taxes)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

As suggested by its name, the YES Premia Credit Card is a premium card aiming at providing its cardholders with premium benefits & offers across various categories. It is issued at a joining fee of Rs. 1,599, on which you can get a waiver if you reach the total eligible spends within ninety days of card activation. Coming to its reward offers, you earn 6 Reward Points per Rs. 200 spent and 3 Reward Points per Rs. 200 you spend on tax payments, utilities, government services, etc. Moreover, you get a 25% discount on movies on BookMyShow with this card. The card also provides travel benefits, including complimentary Priority Pass Membership, and 1 complimentary access to domestic lounges per quarter. The card also allows you to save on your foreign currency transactions as it comes with a really low foreign currency markup fee of 2.75%. There are lots of more advantages of the YES Premia Credit Card. Refer to the detailed information given for the card:

New Features

Spend Based Waiver

The joining fee can be waived if you spend Rs. 25,000 within ninety days after activating the card and the annual fee can be waived if you spend Rs. 1.5 lakhs or more in the preceeding year.


Interest Rates

3.8% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100


Fuel Surcharge

1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

2.75% on all foreign currency transactions.


Cash Advance Charges

2.5% or the transacted amount or Rs. 300 (whichever is higher).

Movie & Dining

25% discount on movies through Bookmyshow.


Travel

Get complimentary Priority Pass Membership with complimentary lounge access.


International Lounge Access

3 complimentary access to international lounges through the Priority Pass.

Rewards Rate

12 Reward Points on every Rs. 200 on Travel and Dining spends. 6 Reward Points per Rs. 200 you spend. 3 Reward Points per Rs. 200 you spend on tax payments, postal services, bus lines, government services, etc.


Golf

4 Green Fee waiver and 1 complimentary golf lesson every month at selected golf courses in India


Insurance Benefits

A credit shield cover worth Rs. 2.5 lakhs, Life Insurance Cover of Rs. 1 Crore in case of Flight Accidental Death, and Medical Insurance cover of Rs. 30 Lakhs for overseas emergency hospitalization.

Reward Redemption

The Reward points earned are redeemable through the dedicated website Yes Rewardz at a rate of 1 RP = Re. 0.25 when redeemed against hotel/flight bookings, and 1 RP= Re. 0.10 when redeeming against gift vouchers, product catalogue, etc.


Domestic Lounge Access

2 complimentary lounge access per quarter.


Zero Liability Protection

The cardholder will not be held liable for any unauthorized transactions if the loss has been reported to the bank within 3 days of the same.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDBI Winnings RuPay Select Credit Card

The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month.  Keep reading to know more about this card’s offerings and features.

View More
Add to Compare

SBI Prime Credit Card

The SBI Prime Credit Card is a lifestyle credit card issued by SBI Card. The Prime card carries an annual membership fee of Rs. 2,999. In many aspects, the card is quite similar to the SBI ELITE Credit Card, which has a membership fee of Rs. 4,999 and can be regarded as a toned-down version of the same. However, the SBI Prime Card does offer plenty of value-added benefits, such as complimentary domestic and international airport lounge access, discounted hotel bookings, and movie tickets, among others. In terms of the reward rate, you earn 2 Reward Points for every Rs. 100 spent with this card and 10 Reward Points for every Rs. 100 spent on dining, groceries, and department store purchases. With 1 Reward Point valued at Rs. 0.25, the effective reward rate for the card becomes 2.5% on dining, groceries, and department store categories and 0.5% on all other categories of spending. The SBI Card Prime, just like the ELITE Card, is issued in three variants: MasterCard, American Express, and VISA variants. Although the reward rate and benefits offered by all three variants are more or less the same, the payment networks do provide some exclusive benefits on their respective variants (details will be covered later in this article). Continue reading to learn more about this lifestyle credit card from SBI Card.

View More
Add to Compare

InterMiles ICICI Bank Rubyx Credit Card

The InterMiles ICICI Bank Rubyx Credit Card is a co-branded credit card that provides its customers with exclusive travel benefits in partnership with intermiles.com. It is a dual credit card with American Express & Visa variants, both of which provide you with exciting benefits. With this card, you can get up to 10 InterMiles on every Rs. 100 you spend. The card comes with a joining fee of Rs. 2,500 and welcomes you with 5,000 bonus InterMiles. Not only InterMiles, but you also get several other travel benefits with this card, including accelerated InterMiles on bookings through intermiles.com, and complimentary domestic airport lounge access every quarter. Talking about its dining benefits, you can avail of up to 15% discount on dining through the ICICI bank Culinary Treats Programme. The card also provides a 25% discount on movies on booking your tickets through BookMyShow. This card has several other advantages, including renewal benefits, fuel surcharge waiver, etc. To know all of them, refer to the detailed information given below:

View More