YES Premia Credit Card

  • Joining Fee: Rs. 999 (plus applicable taxes)
  • Renewal Fee: Rs. 999 (plus applicable taxes)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
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As suggested by its name, the YES Premia Credit Card is a premium card aiming at providing its cardholders with premium benefits & offers across various categories. It is issued at a joining fee of Rs. 1,599, on which you can get a waiver if you reach the total eligible spends within ninety days of card activation. Coming to its reward offers, you earn 6 Reward Points per Rs. 200 spent and 3 Reward Points per Rs. 200 you spend on tax payments, utilities, government services, etc. Moreover, you get a 25% discount on movies on BookMyShow with this card. The card also provides travel benefits, including complimentary Priority Pass Membership, and 1 complimentary access to domestic lounges per quarter. The card also allows you to save on your foreign currency transactions as it comes with a really low foreign currency markup fee of 2.75%. There are lots of more advantages of the YES Premia Credit Card. Refer to the detailed information given for the card:

New Features

Spend Based Waiver

The joining fee can be waived if you spend Rs. 25,000 within ninety days after activating the card and the annual fee can be waived if you spend Rs. 1.5 lakhs or more in the preceeding year.

Interest Rates

3.8% per month

Add-on Card Fee


Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

2.75% on all foreign currency transactions.

Cash Advance Charges

2.5% or the transacted amount or Rs. 300 (whichever is higher).

Movie & Dining

25% discount on movies through Bookmyshow.


Get complimentary Priority Pass Membership with complimentary lounge access.

International Lounge Access

3 complimentary access to international lounges through the Priority Pass.

Rewards Rate

12 Reward Points on every Rs. 200 on Travel and Dining spends. 6 Reward Points per Rs. 200 you spend. 3 Reward Points per Rs. 200 you spend on tax payments, postal services, bus lines, government services, etc.


4 Green Fee waiver and 1 complimentary golf lesson every month at selected golf courses in India

Insurance Benefits

A credit shield cover worth Rs. 2.5 lakhs, Life Insurance Cover of Rs. 1 Crore in case of Flight Accidental Death, and Medical Insurance cover of Rs. 30 Lakhs for overseas emergency hospitalization.

Reward Redemption

The Reward points earned are redeemable through the dedicated website Yes Rewardz at a rate of 1 RP = Re. 0.25 when redeemed against hotel/flight bookings, and 1 RP= Re. 0.10 when redeeming against gift vouchers, product catalogue, etc.

Domestic Lounge Access

2 complimentary lounge access per quarter.

Zero Liability Protection

The cardholder will not be held liable for any unauthorized transactions if the loss has been reported to the bank within 3 days of the same.


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