Yes Private/Private Prime Credit Card

  • Joining Fee: Rs. 50,000 (plus applicable taxes) for Yes Private Credit Card and Rs. 20,000 (plus applicable taxes) for Yes Private Prime Credit Card
  • Renewal Fee: Rs. 10,000 (plus applicable taxes) for both Private and Private Prime Credit Cards
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Upon successful first transaction made using this credit card, you will get up to 25,000 Reward Points.
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Yes Bank’s Private and Private Prime credit cards are a super premium invite-only offerings by the bank targeted at the ultra-rich HNIs (High Net-Worth Individuals). Both the cards are very similar, except that the Yes Private Card comes with a slightly higher joining fee (annual renewal fee is the same) and offers a couple of extra benefits. The cards offers a plethora of premium privileges including a 24×7 concierge service, complimentary rounds/lessons of golf, air travel insurance including a personal accident cover worth Rs. 5 crore and many other premium benefits. Read on to learn more about these super-premium offerings by Yes Bank.

New Features

Spend Based Waiver

Renewal fee waived off on spends of Rs. 25,00,000 (for Yes Private Credit Card) or Rs. 20,00,000 (for Yes Private Prime Credit Card) in the preceding year


Interest Rates

1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Waived off on transactions between Rs. 400 and Rs. 5,000

Foreign Currency Markup

1.75% (plus applicable taxes)


Cash Advance Charges

Nil

Movie & Dining

While booking movie tickets through BookMyShow, you will get Buy One Get One offer (up to 4 free tickets per month)


Travel

Complimentary access to domestic and international airport lounges, travel privileges including cruise program, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.


International Lounge Access

Unlimited international lounge access to primary and add-on cardmembers with Lounge Key (guest visits limited to 10 per year)

Rewards Rate

24 Reward Points for every Rs. 200 spent on international spends, 16 Reward Points for every Rs. 200 spent on domestic spends.


Golf

12 rounds of green fees and golf lessons every year at premium domestic golf courses, privileges at TPC snd PGA golf courses


Insurance Benefits

Air accident cover worth Rs. 5 crores, emergency overseas hospitalization cover worth Rs. 1 crore and Credit Shield cover worth Rs. 15 lakh

Reward Redemption

Reward Points can be redeemed on the YesRewardz portal for flight/hotel/movie ticket bookings and against products and vouchers in the bank’s catalogue. (1 Reward Point = Rs. 0.25)


Domestic Lounge Access

Unlimited domestic lounge access with MasterCard Lounge Program for primary and add-on cardmembers (guest visits limited to 10 per year)


Zero Liability Protection

Zero liability of cardholder against any deceitful transaction in case of loss or theft of card if the same is reported to the bank within a specified time frame.

Pros

No data available

Cons

No data available

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