YES Prosperity Business Card

Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

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YES PROSPERITY Business Credit Card is the second business card launched after YES FIRST Business Credit Card to assist businesses. It is the less premium version out of both. The Prosperity Business has similar features to the First business card but in a limited manner. The Prosperity card offers reward points on all business transactions categorized under the select categories and all categories. The card offers benefits in many sectors, such as travel, lifestyle, and many more. The Prosperity card offers great milestone benefits, spend-based waiver benefits, and other benefits like fuel surcharge waiver for businesses. Most importantly, the card charges only 2.5% towards the foreign currency markup on all international transactions. This rate is very low when compared to other business cards. Certain travel benefits like complimentary access to domestic airport lounges are also provided to make business travel lavish. Along with that, a golf program is also provided. The great part is, that all these benefits and privileges associated with the card are just offered at the Annual fee of just ₹499 + GST.

New Features

Spend Based Waiver

Spend ₹10,000 Within the First 30 Days from Card Activation to Get Joining Fee Waived. Annual Fee Waiver on Spends of ₹1 Lakh Each Year

Interest Rates

3.99% Per Month (47.88% Per Annum

Add-on Card Fee

Rewards Redemption Fee

₹100 + GST

Fuel Surcharge

1% fuel surcharge waiver valid for transactions between Rs. 400 to Rs. 5000 only. Maximum surcharge waiver in a statement cycle is Rs 500.

Foreign Currency Markup

2.5% of the transaction amount.

Cash Advance Charges

2.5% (subject to a minimum charge of Rs. 300)

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

8 RPs/₹200 for Spends on Air/Hotel/Dining/Travel/Rented Vehicles, 2 RPs/₹200 for Spends on Select Categories, and 4 RPs/₹200 for All Other Eligible Spends

Golf

1 Complimentary Golf Lesson Each Month

Insurance Benefits

Air Accidental Insurance, Medical Insurance Cover and Accidental death cover.

Reward Redemption

Redeem Points for Flights/Hotel/Movies and an Exclusive Catalogue of Products

Domestic Lounge Access

1 Complimentary Lounge Access Each Quarter on Spends of ₹50,000 or More in the Previous Quarter

Zero Liability Protection

Pros

No data available

Cons

No data available

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