YES Prosperity Cashback Plus Credit Card

  • Joining Fee: Rs 1499 plus applicable taxes
  • Renewal Fee: Rs. 1,499 (plus applicable taxes)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: A cashback of Rs. 250 on spending Rs. 2500 within the first 30 days.
Add to Compare

As suggested by the name, the YES Prosperity Cashback Plus Credit Card provides exclusive cashback benefits to its customers. With a joining fee of Rs. 1,499, you get an assured cashback of 0.75% on all your retail spends. On groceries & movie ticket bookings, you get a cashback of 5% (up to Rs. 100 every statement cycle). You also get a 5% cashback on paying utility bills through YES PayNow. As a welcome benefit, the card offers you a cashback of Rs. 250 on a minimum transaction of Rs. 2,500 within the first 30 days after receiving your card. Not only this, but you also get additional benefits like a credit shield cover and zero ability protection against a lost/stolen card. In short, the card lets you save on all your spends through its exciting cashback offers. To know all about the YES Prosperity Cashback Plus Credit Card, its benefits, and fees & charges, refer to the detailed information given below:

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100 on every redemption request


Fuel Surcharge

1% fuel surcharge is waived off for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.4% on all foreign currency spends


Cash Advance Charges

2.5% of the withdrawn amount or Rs. 300 (whichever is higher).

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

0.75% cashback on all retail spends, 5% cashback on movies & groceries.


Golf

NA


Insurance Benefits

Credit shield cover in case of death of the primary cardholder

Reward Redemption

NA


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for transactions done on a lost/stolen card if the loss is reported to the bank within 3 working days.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bajaj Finserv RBL Bank Binge SuperCard

Bajaj Finserv launched the SuperCard in March 2019 and there have been more than 1 million customers in India, with most of them being first-time cardholders. Bajaj Finserv and RBL Bank collaborated on more than 16 variants of the SuperCard, and the Bajaj Finserv RBL Bank Binge SuperCard is currently available first year free for customers with an annual fee of Rs. 999 plus taxes from the second year onwards. For those who don’t have the first-year free version of the card, they can get a welcome benefit of 4000 reward points on spending Rs. 2000 within 30 days of getting the card. The card also has a decent reward rate offering 12 reward points per Rs. 100 spent online and on the Bajaj Finserv app, and 1 reward point on other offline spends. Other features on the card include emergency cash advance, 1+1 on BookMyShow movie tickets, domestic lounge access, fuel surcharge waiver, and more. There are also several pre-approved offers you can claim when you get this card. Read on to know more about the Bajaj Finserv RBL Bank Binge SuperCard

View More
Add to Compare

BoB Renaissance Credit Card

Bank of Baroda, in collaboration with the Nainital Bank, offers the BoB Renaissance Credit Card, which is a basic, but a very rewarding credit card. It comes with a zero joining fee and a nominal annual fee of Rs. 250 only. This annual fee can easily be waived if you achieve the required minimum spend in the previous anniversary year. With a reward rate of up to 5 Reward Points on every spend of Rs. 100, the card allows you to save on almost all your spends. These rewards can be redeemed against a host of options including cashback at a really good redemption rate. Other than this, you get lots of other privileges across different categories, including insurance, fuel, etc. For more detailed information about the BoB Renaissance Credit Card, its advantages, and fees & charges, keep reading:

View More
Add to Compare

IRCTC RBL Bank Credit Card

The IRCTC RBL Bank Credit Card is a co-branded offering from RBL Bank and the Indian Railway Catering and Tourism Corporation (IRCTC), designed to enhance the travel experience for frequent train travelers in India. With an annual fee of ₹500, cardholders can earn up to 5 reward points for every ₹200 spent on train ticket bookings through the IRCTC website or app, where 1 reward point equals ₹1 when redeemed on IRCTC platforms. Additional benefits include 8 complimentary railway lounge accesses annually (2 per quarter), a 1% transaction surcharge waiver on train ticket bookings (up to ₹200 per month), and a welcome bonus of 500 reward points upon spending ₹500 within the first 30 days of card issuance. The card also features 'Tap & Transit' for seamless metro and bus commutes and 'Scan & Pay' for instant UPI payments. These features make the IRCTC RBL Bank Credit Card a valuable companion for individuals who frequently travel by train and seek to maximize rewards on their travel-related expenditures.

View More