YES Prosperity Cashback Plus Credit Card

  • Joining Fee: Rs 1499 plus applicable taxes
  • Renewal Fee: Rs. 1,499 (plus applicable taxes)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: A cashback of Rs. 250 on spending Rs. 2500 within the first 30 days.
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As suggested by the name, the YES Prosperity Cashback Plus Credit Card provides exclusive cashback benefits to its customers. With a joining fee of Rs. 1,499, you get an assured cashback of 0.75% on all your retail spends. On groceries & movie ticket bookings, you get a cashback of 5% (up to Rs. 100 every statement cycle). You also get a 5% cashback on paying utility bills through YES PayNow. As a welcome benefit, the card offers you a cashback of Rs. 250 on a minimum transaction of Rs. 2,500 within the first 30 days after receiving your card. Not only this, but you also get additional benefits like a credit shield cover and zero ability protection against a lost/stolen card. In short, the card lets you save on all your spends through its exciting cashback offers. To know all about the YES Prosperity Cashback Plus Credit Card, its benefits, and fees & charges, refer to the detailed information given below:

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100 on every redemption request


Fuel Surcharge

1% fuel surcharge is waived off for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.4% on all foreign currency spends


Cash Advance Charges

2.5% of the withdrawn amount or Rs. 300 (whichever is higher).

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

0.75% cashback on all retail spends, 5% cashback on movies & groceries.


Golf

NA


Insurance Benefits

Credit shield cover in case of death of the primary cardholder

Reward Redemption

NA


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for transactions done on a lost/stolen card if the loss is reported to the bank within 3 working days.

Pros

No data available

Cons

No data available

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