Axis Bank MY ZONE Credit Card

  • Joining Fee: 500
  • Renewal Fee: 500
  • Best Suited For: Movies
  • Reward Type: Reward Points
  • Welcome Benefites: Free SonyLiv annual subscription worth Rs. 999.
Add to Compare

The Axis Bank My Zone Credit Card is an entry-level offering by the bank. The card comes with a nominal membership fee of just Rs. 500 per annum and welcomes its customers with a complimentary premium subscription to SonyLiv worth Rs. 999. Considering its annual fee, the card comes packed with plenty of value-added benefits, including movie & dining offers, complimentary domestic airport lounge access, and many more.  Regarding the reward rate, you earn 4 EDGE Points for every Rs. 200 you spend with the card, where 1 Edge Reward = Re. 0.20. Moreover, you are given a buy 1 get 1 free offer on movie tickets monthly via Paytm Movies. Keeping the dining requirements of its customers in mind, Axis Bank offers up to 15% off up to Rs. 500 on dining with this credit card. Besides all these privileges, you also get complimentary access to domestic airport lounges every quarter. The card comes with high security with an EMV chip and pin, and additional benefits include milestone benefits, exciting discount offers on shopping brands like Ajio, etc. Our Axis Bank My Zone credit card review will discuss the features and benefits, fees and charges, how to apply, eligibility, and other details of this card.

New Features

Spend Based Waiver

N/A


Interest Rates

3.6% per month (52.86% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% of the withdrawal amount subject to a minimum charge of Rs. 500

Movie & Dining

BOGO offer on movie ticket bookings via Paytm Movies, up to 15% off at partner restaurants with Dining Delights & flat Rs 120 off on food orders with Swiggy.


Travel

Complimentary domestic airport lounge access


International Lounge Access

N/A

Rewards Rate

4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal


Domestic Lounge Access

1 complimentary domestic airport lounge access every quarter


Zero Liability Protection

Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.

Pros

Incredibly beneficial for moviegoers, this card offers great one-plus-one deals on bookings with Paytm Movies. The Axis Bank My Zone Credit Card provides great discounts on Swiggy orders. Use coupon code “Axis 120” to avail of this offer.

Cons

This card only offers one domestic lounge access per quarter.

Similar Cards

Add to Compare

American Express Platinum Charge Card

The Platinum Charge card is a flagship offering by the popular card issuer, American Express. It is a top-end credit card and comes with a host of travel benefits that make your life easier while traveling and gives you access to special discounts at leading hotel chains, airlines, etc. You get many other privileges, including unlimited complimentary domestic and international airport lounge access. It is one of the two Charge Cards that American Express is currently offering. Apart from the travel benefits, one of the unique features of this card is that it has no preset credit limit. You also get fast-track upgrades to higher tiers on some of the most premium hotel loyalty programs, and in case you need any assistance planning your trip, AmEx 24×7 concierge service is always there at your rescue.

View More
Add to Compare

ICICI Bank Platinum Chip Credit Card

The ICICI Bank Platinum Chip credit card is a zero annual fee credit card that allows you to save amazingly on all your spends. With this card, you can earn up to 2 Reward Points on your purchases, and redeem those points against several options including cashback. Moreover, it provides its customers with exciting discount offers on dining across 2500+ restaurants in India through the ICICI Bank Culinary Treats Programme. The cardholders can also save 1% on all their fuel transactions at HPCL pumps. To know all about the ICICI Platinum Credit card, its benefits, and fees & charges, keep reading the details given below:

View More
Add to Compare

Kotak Mojo Platinum Credit Card

Issued by the Kotak Mahindra bank, the Kotak Mojo Platinum Credit Card is aimed at providing its customers with great rewarding experiences. It earns you Rewards in the form of Mojo Points, which can be redeemed against various categories, including shopping, travel, etc, and even against the outstanding statement. With this card, you earn 1 Mojo Point on every offline spend of Rs. 100, and you earn extra Reward Points for your spends on online purchases and KayMall. You can also earn gift vouchers worth Rs. 1,000 every quarter on achieving the milestone spend. To give extra luxurious travel experiences, this card provides you with complimentary domestic lounge access every year. With such an affordable membership fee of Rs. 1,000 only, the card is providing you with all the benefits, which makes the annual fee totally worth it. Moreover, there are several ways in which you can save with this card, including the joining & renewal fee waiver, fuel & railway surcharge waiver, etc. Keep reading the following details to know all about the Kotak Mojo Platinum Credit Card:

View More