Axis Bank MY ZONE Credit Card

Joining Fee: 500
Renewal Fee: 500
Best Suited For: Movies
Reward Type: Reward Points
Welcome Benefites: Free SonyLiv annual subscription worth Rs. 999.

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The Axis Bank My Zone Credit Card is an entry-level offering by the bank. The card comes with a nominal membership fee of just Rs. 500 per annum and welcomes its customers with a complimentary premium subscription to SonyLiv worth Rs. 999. Considering its annual fee, the card comes packed with plenty of value-added benefits, including movie & dining offers, complimentary domestic airport lounge access, and many more. Regarding the reward rate, you earn 4 EDGE Points for every Rs. 200 you spend with the card, where 1 Edge Reward = Re. 0.20. Moreover, you are given a buy 1 get 1 free offer on movie tickets monthly via Paytm Movies. Keeping the dining requirements of its customers in mind, Axis Bank offers up to 15% off up to Rs. 500 on dining with this credit card. Besides all these privileges, you also get complimentary access to domestic airport lounges every quarter. The card comes with high security with an EMV chip and pin, and additional benefits include milestone benefits, exciting discount offers on shopping brands like Ajio, etc. Our Axis Bank My Zone credit card review will discuss the features and benefits, fees and charges, how to apply, eligibility, and other details of this card.

New Features

Spend Based Waiver

N/A

Interest Rates

3.6% per month (52.86% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the withdrawal amount subject to a minimum charge of Rs. 500

Movie & Dining

BOGO offer on movie ticket bookings via Paytm Movies, up to 15% off at partner restaurants with Dining Delights & flat Rs 120 off on food orders with Swiggy.

Travel

Complimentary domestic airport lounge access

International Lounge Access

N/A

Rewards Rate

4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal

Domestic Lounge Access

1 complimentary domestic airport lounge access every quarter

Zero Liability Protection

Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.

Pros

Incredibly beneficial for moviegoers, this card offers great one-plus-one deals on bookings with Paytm Movies. The Axis Bank My Zone Credit Card provides great discounts on Swiggy orders. Use coupon code “Axis 120” to avail of this offer.

Cons

This card only offers one domestic lounge access per quarter.

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