Benefites of SBI Credit Card Total Benefits...
IndianOil RBL Bank XTRA Credit Card
- Joining Fee: ₹1,500 + GST
- Renewal Fee: ₹1,500 + GST
- Best Suited For: Fuel
- Reward Type: Reward Points
- Welcome Benefites: Get 3,000 Fuel Points on joining.
The IndianOil RBL Bank XTRA Credit Card is a co-branded offering designed for individuals who frequently purchase fuel at IndianOil outlets. Cardholders earn 15 Fuel Points for every ₹100 spent at IndianOil fuel stations, with a monthly cap of 2,000 Fuel Points, equating to a 7.5% return on fuel purchases. Other eligible expenditures earn 2 Fuel Points per ₹100 spent. Each Fuel Point is equivalent to ₹0.50 when redeemed at IndianOil stations. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹200 per month. The card has an annual fee of ₹1,500, which is waived upon annual spends of ₹2.75 lakh or more. New cardholders receive 3,000 Fuel Points as a welcome bonus after paying the joining fee and making a transaction of ₹500 or more within the first 30 days. Furthermore, spending ₹75,000 in a calendar quarter earns an additional 1,000 Fuel Points.
New Features
Spend Based Waiver
Interest Rates
Add-on Card Fee
Rewards Redemption Fee
Fuel Surcharge
Foreign Currency Markup
Cash Advance Charges
Movie & Dining
Travel
International Lounge Access
Rewards Rate
Golf
Insurance Benefits
Reward Redemption
Domestic Lounge Access
Zero Liability Protection
Pros
This card offers a high return of 7.5% on fuel purchases, which is unmatched by any other fuel card.
Cons
There are some other fuel credit cards in the same segment as the IndianOil RBL Xtra, which offer many more benefits, such as airport lounge access, but this card fails to do so.