Etihad Guest SBI Premier Credit Card

  • Joining Fee: Rs. 4,999 (plus applicable taxes)
  • Renewal Fee: Rs. 4,999 (plus applicable taxes)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 5,000 Etihad Guest Miles, 2 Free Wifi vouchers on first Etihad Airways booking, complimentary Etihad Guest Gold tier status post first card transaction,
Add to Compare

SBI tied up with the UAE-based Etihad Airways airline and launched two travel credit cards in 2019: Etihad Guest SBI Credit Card and Etihad Guest SBI Premier Card. Needless to say, the Premier version offers more benefits and also carries a higher annual fee. Back then, the travel industry was one of the booming industries in the country. SBI probably launched this card considering that the travel-related spends accounted for 33% of the overall card spends in the SBI credit card portfolio at the time of launch of the card (certainly not the case now, due to the COVID pandemic). Also, Dubai is one of the favorite destinations among Indian travelers as there is a fairly large diaspora of NRIs in Dubai and many Indian HNIs (high net-worth individuals) frequently travel to Dubai on business trips. Etihad Guest SBI Premier card earns you Etihad Airways AirMiles (called Etihad Guest Miles) for every Rs. 100 spent using the card (number of AirMiles earned varies depending upon the category of spends). You also get many travel-related welcome benefits and milestone advantages with the premier card. Keep reading to know more about the card:

New Features

Spend Based Waiver

Next year’s annual membership fee waived on the expenditure of minimum Rs. 5,00,000 in a year.


Interest Rates

3.5% per month (42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

The 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000 (capped at Rs. 250 per statement cycle)

Foreign Currency Markup

3.5% (plus applicable taxes)


Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Movie & Dining

N/A


Travel

Complimentary Etihad Gold Tier status and 5,000 Etihad Guest Miles as a Welcome Benefit, complimentary domestic and international lounge access, up to 10% discount on direct Etihad Airways bookings, up to 10% discount on travel rewards and miles redemption, 1,500 Etihad Guest Miles on spends of Rs. 1,50,000 in a calendar quarter, 1 Etihad Companion Voucher on the annual expenditure of Rs. 8,00,000.


International Lounge Access

Complimentary Priority Pass membership worth USD 99 with 4 complimentary lounge access outside India (max 2 per quarter). Visits chargeable at USD 27/visit/guest post this complimentary quota.

Rewards Rate

6 Etihad Guest Miles per Rs. 100 you spend on Etihad.com, 4 Etihad Guest Miles on every Rs. 100 you spend on international purchases, and 2 Etihad Guest Miles for every other spend (except fuel purchases). A max of 40,000 Miles per year can be earned.


Golf

N/A


Insurance Benefits

Overseas air accident cover worth Rs. 50 lakh, fraud liability cover worth Rs. 1 lakh, and an allowance of USD 1,000 in case of loss of baggage.

Reward Redemption

The Etihad Guest Miles earned are redeemable for booking hotels, flights, and renting cars from participating travel partners, and for purchasing products on etihadguest.com or its travel partner services. Etihad Miles can also be used to pay for purchases made using the credit card.


Domestic Lounge Access

8 domestic lounge access each year with a quarterly cap of 2 visits.


Zero Liability Protection

Fraud liability cover of Rs. 1 lakh applicable from 48 hours prior to reporting and 7 days post reporting the loss of card.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Coral Credit Card

The ICICI Coral Credit Card, issued by ICICI Bank offers exclusive rewards and offers around dining, entertainment, and travel for its customers. Coral credit card comes in three variants: Visa, Mastercard, and AmEx, from which you have the independence to choose one for yourself. With this card, for every transaction of Rs. 100, you can earn up to 2 reward points and these are redeemable against an array of categories & products. The Coral credit card also provides an opportunity to earn up to 10,000 bonus Reward Points under its milestone program annually. Apart from these benefits, the card also offers exciting discounts on movie tickets on Inox & BookMyShow.  Keeping your travel-related requirements in mind, the card provides complimentary domestic airport and railway lounge access every quarter. The list of the benefits of the ICICI Bank Coral Credit Card goes on. Keep reading to get more information:

View More
Add to Compare

FABindia SBI Card SELECT

SBI joined hands with the lifestyle retail brand FABindia and launched a co-branded credit card in June this year. The card is yet another addition to the State Bank’s already large portfolio of co-branded credit cards, including Max SBI Card Select, LifeStyle Home Centre SBI Card prime, etc. The card comes with exclusive benefits for FABindia customers including direct access to the Platinum tier of the FABfamily membership and accelerated Reward Points on FABindia stores. The card also entitles you to a complimentary Priority Pass membership and 4 complimentary domestic lounge access every year. Read on to learn more about this cobranded offering by SBI Cards.

View More
Add to Compare

IDFC FIRST Classic Credit Card

Along with the IDFC First Select, IDFC First Millennia, the IDFC FIRST Classic Credit Card is also a no annual fee credit card issued by the bank. The card comes without a joining fee but keeps all the requirements of its customers in mind. It welcomes you with a gift voucher worth Rs. 500 and a 5% cashback on your first EMI transaction. With this card, you get 3 Reward Points on every Rs. 150 spent on offline purchases and 6 for every Rs. 150 spent on online purchases. You can even earn up to 10 Reward Points on incremental spends above Rs, 20,000 in a month. Other than that, you get extra reward points for big purchases and for all the transactions made on your birthday. Not only Reward Points, but the card also provides you with great travel, movie & dining benefits as you get 4 complimentary Railway lounge access every quarter, up to 20% discount on dining, and a discount of 25% on movies. Moreover, there are many more benefits you get with the IDFC FIRST Classic Credit Card, such as complimentary Road Side Assistance, Insurance benefits, etc. To know all about the benefits of the card in detail, refer to the information given below:

View More