SBI SimplySAVE Credit Card

Joining Fee: Rs. 499 + GST
Renewal Fee: Rs. 499 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Receive 2,000 Reward Points on the expenditure of the same amount within the first 60 days of card issuance.

Apply Now

Add to Compare

A great entry-level credit card, the SBI SimplySAVE charges an annual fee of Rs. 499 and offers a welcome benefit of 2000 bonus reward points. You earn accelerated reward points on grocery, movies, and departmental store purchases with the card, making it perfect for individuals who are new to the credit scene and are seeking to save money on essential everyday expenses. In addition to rewards, you receive an annual fee waiver on spending Rs. 1 lakh or more with the card. There are limited travel, dining, or entertainment privileges associated with the card, as it is primarily designed for beginners seeking an entry-level credit card. To learn more about the card, its benefits and features, as well as its fees and charges, continue reading.

New Features

Spend Based Waiver

Renewal fee can be waived off on incurring Rs. 1 lakh in the previous year

Interest Rates

3.50% per month (or 42% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 (capped at Rs. 100 per month)

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

Movie & Dining

10X Reward Points on movie and dining spends

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1 Reward Point for Rs. 150 spent (reward rate = 0.25%), 10X RPs for spends made in movies, grocery, dining, & departmental stores (reward rate = 2.5%)

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Redeem points earned for gift vouchers on sbicard.com or SBI mobile app. Also, for paying the card’s outstanding balance. (1 Reward Point = Rs. 0.25)

Domestic Lounge Access

N/A

Zero Liability Protection

On reporting the loss of the card to the bank within the stipulated time, the card holder will not be liable for any transaction done on the card.

Pros

This card comes at a low joining fee of 499. You can earn great reward points on spends with this card.

Cons

This card doesn’t provide international or domestic lounge access. There aren’t any insurance benefits with this card. Reward redemptions will be chargeable at Rs. 99

Similar Cards

Add to Compare

6E Rewards XL – Indigo Kotak Bank Credit Card

The 6E Rewards XL – Indigo Kotak Bank Credit Card is a superior version of the 6E Rewards – Indigo Kotak Credit Card. Both these cards are issued by the bank in partnership with Indigo airlines in order to fulfill their customers’ travel requirements. This 6E Rewards XL variant comes with a joining fee of Rs. 1,500, which is a limited-time offer that is valid for cards that are issued before or on December 31, 2021, and the fee will be Rs. 2,500 after that. The card welcomes you with several exclusive benefits worth more than Rs. 10,000 that you can avail of after realization of the joining fee. Moreover, with a reward rate of upto 6% on all the spends, it allows you to earn up to 20% 6E Rewards on Indigo’s partner brands. Other than its exclusive reward program, this card provides you with complimentary domestic airport lounge access every year and discounted convenience fee on Indigo flights. To know more about the 6E Rewards XL – Indigo Kotak Credit Card, its features, and fees & charges, refer to the detailed information given below:

Add to Compare

Standard Chartered Rewards Credit Card

Standard Chartered has recently launched the exclusive Rewards Credit Card, which is targeted at those who prefer making most of their retail purchases using their credit card. The card comes with a zero joining fee and a renewal fee of Rs. 1,000, which can be waived on the basis of your total annual spends in the previous year. Talking about the reward rates of this card, it provides you with an amazing opportunity to earn up to 4x Reward Points on your spends. Moreover, you earn additional 4x Rewards after achieving the monthly spending milestone. Apart from its reward benefits, the card has exciting privileges across other categories as well. You get free lounge access to selected domestic airport lounges and various other benefits. To know more about the Standard Chartered Rewards Credit Card, its features, and fees & charges, keep reading:

Add to Compare

HDFC Bank Millennia Credit Card

A cashback credit by HDFC Bank, the HDFC Bank Millennia Credit Card targets the Gen-Y – the ‘90s kids or the millennials. The HDFC Millennia card is offered in three variants- Visa, MasterCard, and Diners Club variant. Being a basic credit card, this is placed at an annual fee of Rs. 1,000 (taxes extra). Keeping its target customers in mind, HDFC Bank offers a 5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato and a cashback of 1% on all other online and offline spends. The cashback is processed as CashPoints, which can be redeemed against the card’s statement balance, for flight/hotel reservations or for purchasing products from the HDFC product catalog. Also, the card offers great gift vouchers for meeting the milestone spend every quarter. It also offers dining discounts of up to 20% and a fuel surcharge waiver as well. The cardholder can also enjoy the welcome benefits as well as the renewal fee waiver offer associated with the card. Apart from the cashback, you also get complimentary lounge visits to domestic airports in India. Keep reading our HDFC Bank Millennia Credit Card review to know more about the card, its offerings, fees and charges, and other information.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all