LIC Gold EMV Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Nil
  • Best Suited For: Fuel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Life Insurance Corporation offers a LIC Gold EMV Credit Card to cater to the needs of first-time credit card users. With this card, you can enjoy insurance benefits and shopping benefits. You can get this credit card with no joining and renewal fee. Keep reading to know more about the LIC Gold EMV credit card’s features and benefits.

New Features

Spend Based Waiver

NA


Interest Rates

2.75% p.m. (33% p. a.)


Add-on Card Fee

NIL for the first and Rs. 100 is charged for every other additional add-on credit card.

Rewards Redemption Fee

Rs. 30 + GST


Fuel Surcharge

Avail 2.5% fuel surcharge waiver at all petrol pumps in India. Minimum of Rs. 10.

Foreign Currency Markup

3.50% on the conversion amount


Cash Advance Charges

2.5% or a minimum of Rs. 250.

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

You can earn 1 reward point on spending every Rs. 150 using this card. 1 RP = Rs. 0.25.


Golf

NA


Insurance Benefits

Covers personal accident insurance of up to Rs. 1 lakh and a credit shield of upto Rs. 50,000 in case of permanent disability with this credit card. You also get purchase protection of Rs. 50,000.

Reward Redemption

Reward points can be used for clearing credit card outstanding. They can also be redeemed towards home and lifestyle products as well as dining and shopping benefits A minimum of 1,000 reward points can be redeemed towards the credit card balance.


Domestic Lounge Access

NA


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Max SBI Card SELECT

Max SBI card Select is a premium shopping-based credit card that SBI has offered in partnership with Landmark Group’s brand “Max”. Max is a fashion store that offers apparel, footwear, accessories for everyone in your family. With this credit card, you can earn 10 reward points on every Rs 10 spent while shopping on any Landmark group’s brand store like Max, Lifestyle, Home Centre, etc. You also earn 6000 bonus reward points as soon as you pay your joining fee. Also, you can have a dual benefit by converting your SBI reward points into Landmark reward points and redeeming them at your convenience. Have a look at the specifications to know more about this credit card.

View More
Add to Compare

Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card is the most premium offering by the bank. It is a super premium credit card and offers an effective reward rate of 1.5% on domestic spends and 2x reward points on international transactions made with the card. It is a Reward Points-based card- you earn Axis Bank Edge Reward Points on all spends made with Axis Bank Reserve Credit Card. Since it is a super-premium credit card, apart from the Reward Points benefit, the card comes packed with a plethora of value-added privileges like complimentary domestic and international airport lounge access, membership of hotel loyalty programs like ITC Culinaire, Accor plus & Club Marriott, membership of dining programs like Eazydiner Prime and many other add-on benefits. Read on to learn more about Axis Bank Reserve Credit Card.

View More
Add to Compare

Nature’s Basket SBI Card Elite

Nature’s Basket SBI Card Elite is a premium co-branded card offered by SBI Card in partnership with the Nature’s Basket. The card issuer has launched two variants – Nature’s Basket SBI Card Elite and Nature’s Basket SBI Card. The Elite card offers tons of benefits for the cardholders for Nature’s Basket. The welcomes you with a Nature’s basket gift voucher worth Rs. 5,000 and Complementary access to “Connoisseur” Nature’s Basket loyalty program. Apart from that the card has a strong reward rate where you can enjoy lots of reward points every time you shop from Nature’s Basket. Not only on this, the card also offers tons of reward points every time you use the card for Dining, Movies, Entertainment and International spends. The Elite card has every other feature that a premium card must showcase, like the airport lounge access, dining benefits and a dedicated concierge services. The card also offers spend based waiver of the annual fee. Therefore, the card has offered benefits in almost every category. Keep scrolling to get the detailed review of the Nature’s Basket SBI Card Elite.

View More