HSBC Smart Value Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 3 complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, 10% cashback up to Rs. 1,000, and 50% discount on Google Pay.

Apply Now

Add to Compare

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value card, and its fees & charges, go through the complete article:

New Features

Spend Based Waiver

Interest Rates

1.99% to 3.49% per month.

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 50 per redemption request.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions.

Foreign Currency Markup

3.5% on all foreign currency transactions.

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Movie & Dining

Travel

International Lounge Access

Rewards Rate

1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.

Golf

Insurance Benefits

Reward Redemption

You can redeem the reward points via the HSBC Rewards portal with the value of 1 Reward Point = up to Re. 0.35.

Domestic Lounge Access

Zero Liability Protection

Zero liability of the cardholder for fraudulent transactions taking place post the loss or theft of the card is the same is reported to the bank within the prescribed time frame.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

PNB RuPay Platinum Patanjali Credit Card

The PNB RuPay Platinum Patanjali Credit Card is one of the two recently launched co-branded PNB Credit Cards that are issued by the bank in partnership with Patanjali Ayurved Limited. It comes with a zero joining fee and a very nominal renewal fee of Rs. 500, which can be waived off if you use your credit card at least once per quarter in the previous year. With this card, you can earn a 2% cashback on making purchases at the Patanjali stores and earn 1 Reward Point on every Rs. 150 you spend on other retail purchases. Moreover, the card earns you additional 50 points on registering for the e-bill facility. Talking about its other benefits, you get complimentary domestic lounge access every year with this credit card and hence you can make your travel experiences more rewarding and luxurious. Other than this, you get a complimentary insurance cover against accidental death or personal disability. Other than this, you can get exclusive cashback/discount offers on dining across various participating restaurants when you use your PNB RuPay Platinum Patanjali Credit Card to pay the bill. To know all its benefits and fees & charges in detail, keep reading the article:

Add to Compare

Gild Credit Card

The Gild Card is a secured FD-backed card by SBM Bank through which you can earn digital gold for your daily spends. Unlike a traditional FD, you can use this one for your daily spends without even breaking your FD. The Gild FD card program is managed by M2P Fintech, and you can earn up to 16% returns per year on your investments with the card. Just go to the Gild app and open your FD account without setting up a savings account. You can get a high interest rate of 7.7% p.a. on your fixed deposit and a 90% limit on the Gild card. There is no amount deducted from your FD when you make spends with your card, and you even get an interest-free credit period of 45 days. This lifetime free Gild card by SBM Bank comes in a free metal card holder as well. Read on to know more about this Gild card.

Add to Compare

Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank has collaborated with Tata Neu to introduce the thrilling Tata Neu Infinity HDFC Bank credit card. The bank has unveiled two co-branded credit cards, namely the Tata Neu HDFC Bank Infinity Credit Card and the Tata Neu HDFC Plus Credit Card. The Infinity variant is the premium one and comes with many exclusive privileges across different categories. It comes with an annual fee of Rs. 1,499 and welcomes the cardholders with benefits of an equivalent monetary value. With a reward rate of up to 10%, it can be considered one of the best shopping credit cards available in the Indian market. The card offers benefits beyond shopping, including travel, insurance, and lifestyle perks. Additionally, cardholders receive free access to domestic and international airport lounges. You also get an air accident insurance cover, card liability cover, and several other benefits with this card. You can make fast and easy contactless payments with this card. For detailed information on the features, fees, and charges of the Tata Neu Infinity HDFC Bank Credit Card, please keep reading:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all