YES Prosperity Cashback Plus Credit Card

Joining Fee: Rs 1499 plus applicable taxes
Renewal Fee: Rs. 1,499 (plus applicable taxes)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: A cashback of Rs. 250 on spending Rs. 2500 within the first 30 days.

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As suggested by the name, the YES Prosperity Cashback Plus Credit Card provides exclusive cashback benefits to its customers. With a joining fee of Rs. 1,499, you get an assured cashback of 0.75% on all your retail spends. On groceries & movie ticket bookings, you get a cashback of 5% (up to Rs. 100 every statement cycle). You also get a 5% cashback on paying utility bills through YES PayNow. As a welcome benefit, the card offers you a cashback of Rs. 250 on a minimum transaction of Rs. 2,500 within the first 30 days after receiving your card. Not only this, but you also get additional benefits like a credit shield cover and zero ability protection against a lost/stolen card. In short, the card lets you save on all your spends through its exciting cashback offers. To know all about the YES Prosperity Cashback Plus Credit Card, its benefits, and fees & charges, refer to the detailed information given below:

New Features

Spend Based Waiver

Interest Rates

3.5% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100 on every redemption request

Fuel Surcharge

1% fuel surcharge is waived off for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.4% on all foreign currency spends

Cash Advance Charges

2.5% of the withdrawn amount or Rs. 300 (whichever is higher).

Movie & Dining

Travel

International Lounge Access

Rewards Rate

0.75% cashback on all retail spends, 5% cashback on movies & groceries.

Golf

Insurance Benefits

Credit shield cover in case of death of the primary cardholder

Reward Redemption

Domestic Lounge Access

Zero Liability Protection

The cardholder will not be liable for transactions done on a lost/stolen card if the loss is reported to the bank within 3 working days.

Pros

No data available

Cons

No data available

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