HDFC Bank Titanium Edge Credit Card

Joining Fee: 0
Renewal Fee: 50,000
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

The HDFC Titanium Edge Credit Card is one of the most basic HDFC Credit Cards. It comes with a zero joining fee and you can make it lifetime free for yourself just by spending Rs. 50,000 or more each anniversary year. With this card, you can earn up to 3 Reward Points on every spend of Rs. 150, and these points can be redeemed against your card’s outstanding balance. However, you don’t get many benefits over other categories, like travel, movies, dining, etc, but you can still consider it if you want a pocket-friendly credit card with a decent reward rate. Other benefits of this card include the 1% fuel surcharge waiver, zero liability protection against lost/stolen card, etc. To know more about the advantages of the HDFC Bank Titanium Edge Credit Card and its fees & charges, go through the complete information provided below in the article:

New Features

Spend Based Waiver

The renewal fee is waived off if you have spent Rs. 50,000 or more in the previous year.

Interest Rates

3.49% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 on every redemption request.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% on all foreign currency spends.

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Movie & Dining

Accelerated Reward Points on dining.

Travel

International Lounge Access

Rewards Rate

2 Reward Points on every spend of Rs. 150.

Golf

Insurance Benefits

Reward Redemption

The earned Reward Points can be redeemed against cash at a rate of 1 RP = Re. 0.10.

Domestic Lounge Access

Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions made on a lost or stolen card if the loss has been reported lost to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Parakram Credit Card

The ICICI Bank has launched two new cards dedicated solely to the benefit of Defence Personnel. These cards are ICICI Bank Parakram Credit Card and railway lounges. While talking about ICICI Bank Parakram Credit Card, this credit card has exclusive rewarding features. There are marvelous benefits of holding these cards which also include the specialized reward plan where you can earn 5 reward points in selected categories. The primary cardholder is also entitled to Personal Accident Insurance of Rs. 2 Lakh along with an Air Accident Cover of Rs. 20 Lakhs. The benefit of culinary treats is an add-on by the ICICI Bank Culinary Treats Program. To protect the card from any fraud, counterfeiting, and duplication, there is an extra layer of security added to the microchip present in the card. This card offers you rewards on multiple platforms and also the opportunity to get value back on your every other purchase. Since the card is specifically designed to fulfill the needs of defence personnel, you get 5X reward points on your purchases with Canteen Store Departments as well. The best feature of this credit card is the complimentary railway lounge access it provides. This feature will surely make the journey of many soldiers easier while they will travel to report for their post. Have a thorough look at the credit card by ICICI bank especially designed for the defence people –

Add to Compare

Metro Kotak Credit Card

If you are a kirana store owner, hotel/restaurant owner, or caterer, and trying to find the best business credit card for you, the new Metro Kotak Credit Card is probably the best option for you. It is a co-branded credit card launched by Kotak Mahindra Bank in partnership with Metro Wholesale. The card comes with a zero annual fee and is exclusively targeted at those who use Metro Wholesale for their business requirements. This card has limited, but exciting benefits, including up to 1% cashback (capped at Rs. 10,000 per statement cycle) on the basis of your monthly spends. The Kotak Metro Credit Card is exclusively for Metro Wholesale membership, so you would be eligible for this card if you have a valid Metro membership. Moreover, transactions like international purchases and fuel purchases are not applicable to this card as it is supposed to be used for Metro Wholesale spends only. The cardholders can save a decent amount on their business spending using this card and hence, it becomes a good option for the above-mentioned types f business (hotels, restaurants, traders, kirana store owners, etc). To know more about the Metro Kotak Credit Card and all its features, continue reading:

Add to Compare

Aditya Birla SBI Credit Card

Aditya Birla SBI Credit Card is a Co-branded card issued by the SBI Card, in partnership with Aditya Birla Capital. The card issuer has also launched the Aditya Birla SBI Card SELECT which is the higher version of the Aditya Birla SBI Card. Therefore the card has similar features as the SELECT version but in a limited way. Both the cards offer about the same features but with a different fee. The Aditya Birla SBI Card comes with an Annual Fee of Rs. 499 which is much lower than the SELECT card. The Aditya Birla SBI Card great offers reward points for every transaction done at Aditya Birla Stores, also across Dining, Entertainment, Hotels, and much more. The card also offers many other benefits like milestones benefits where you can get up to 4,000 reward points based on your spending. Also, the card welcomes you with 2,000 Reward Points. To know more about the card, keep reading the following review on the card:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all