Axis Bank Horizon Credit Card

Joining Fee: Rs. 3,000 + GST
Renewal Fee: Rs. 3,000 + GST
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: 5000 EDGE Miles on Spends of ₹1,000 Within the First 30 Days of Card Issuance

Apply Now

Add to Compare

The Axis Bank Horizon Credit Card is a travel-centric credit card, offering generous rewards and travel benefits. If you are familiar with Axis Credit Cards, you may recognize this card as the basic version of the popular Atlas Credit Card. The joining charge for this card is ₹3,000, and the same amount is charged as an annual fee. While the premium features of this travel credit card justify the fee, there is a slight drawback as there is no spend-based annual fee waiver, so you would have to pay the fees. This card is most beneficial for those who want to earn accelerated rewards for travel bookings and are looking for complimentary airport lounge access. The Axis Horizon Credit Card is available in Mastercard World and Visa Signature variants, both of which offer distinctive features and rewards. There is a slight difference in the number of domestic airport lounge visits offered. With the Mastercard variant, you would get six complimentary visits, and with the Visa variant, you would get eight. If you want to learn more about this card, keep reading for an in-depth look.

New Features

Spend Based Waiver

N/A

Interest Rates

Add-on Card Fee

Rewards Redemption Fee

N/A

Fuel Surcharge

1% Waiver on Transactions Between ₹400 and ₹5,000 (Maximum 400 in a Month)

Foreign Currency Markup

3.5%

Cash Advance Charges

2.5% Per Month (Minimum Rs. 500)

Movie & Dining

25% Discount Via Eazydiner (Upto ₹800)

Travel

International Lounge Access

8 Each Year (2 Every Quarter)

Rewards Rate

5 EDGE Miles on Axis Travel Edge and Airline Spends. 2 EDGE Reward Points on all Other Eligible Spends

Golf

Insurance Benefits

Reward Redemption

Redeem at Travel Edge

Domestic Lounge Access

6 Per Calender Quarter With Mastercard World Variant and 8 Per Calender Quarter With Visa Signature Variant

Zero Liability Protection

Pros

This card provides access to domestic and international lounges without extra charges, which is an excellent advantage for frequent flyers.

Cons

There is no spending-based waiver associated with this card. This means that you would have to pay the fee on an annual basis.

Similar Cards

Add to Compare

IndianOil RBL Bank Credit Card

The IndianOil RBL Bank Credit Card is a co-branded offering from RBL Bank and IndianOil, tailored for individuals who frequently purchase fuel at IndianOil outlets. Cardholders earn 10 Fuel Points for every ₹100 spent at IndianOil fuel stations, with a monthly cap of 1,000 Fuel Points, translating to savings of up to ₹500 per month. Other eligible purchases earn 1 Fuel Point per ₹100 spent. Each Fuel Point is equivalent to ₹0.50 when redeemed at IndianOil stations. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹100 per month. The card has an annual fee of ₹500, which is waived upon annual spends of ₹1.75 lakh or more.

Add to Compare

ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card is among the most premium offering by the bank and can be considered a tough competitor to the HDFC’s Infinia credit card. With this card, ICICI targets HNIs (High Net-Worth Individuals) who frequently go on business trips and don’t want to compromise with their lifestyle. ICICI Bank Emeralde Credit Card offers exclusive benefits like a 24×7 concierge service (that provides assistance regarding hotel/restaurant reservations, flight bookings, car rentals), unlimited complimentary airport lounge access to domestic as well as international terminals, personal air accident insurance cover of Rs. 3 crore, etc. Keeping all the traveling requirements of its premium customers in mind, ICICI charges a nominal foreign currency markup fee of 1.5% on transactions made in a different currency and a zero cash advance fee on cash withdrawals from ATMs. ICICI Bank used to offer the Emeralde Credit Card in two variants- MasterCard and American Express variants. But since both these payment networks are currently not allowed to onboard new customers, the bank has recently also launched the card on the Visa platform. One unique feature of ICICI Bank Emeralde Credit Card is that it allows you to choose between two membership plans- the monthly plan, where the cardholders need to pay a monthly fee of Rs. 1,000 and the annual plan with an annual membership fee of Rs. 12,000.

Add to Compare

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card is an entry-level credit card offered by HSBC Bank. It comes with no joining and annual fee and welcomes its customers with exclusive benefits, including complimentary lounge access, up to Rs. 2,000 cashback, a 50% discount on Google Pay, etc. With this card, you earn 2 Reward Points on every Rs. 100 you spend and you earn 5x reward points once your total spends reach Rs. 4 lakhs in an anniversary year. Not only the reward points, but it also gives you an amazing opportunity to earn up to Rs. 1,000 cashback every year under its milestone benefits. Moreover, you get exciting benefits from the partner brands, including the ‘Buy 1 get 1 Free’ offer on BookMyShow and a discount of 10% on Tata Cliq, etc. Moreover, the fuel surcharge waiver, zero liability protection against a lost card are also among the key features of the card. To know more about the HSBC Visa Platinum Credit Card, keep reading:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all