Benefites of SBI Credit Card Total Benefits...
Doctor’s IMA SBI Card
- Joining Fee: Rs 1,499 (plus applicable taxes)
- Renewal Fee: Rs. 1,499
- Best Suited For: Travel
- Reward Type: Reward Points
- Welcome Benefites: Get a complimentary travel gift voucher from Yatra.com worth Rs. 1500. Voucher will be redeemed online at the time of purchase.
With exclusive benefits for doctors, the Doctor’s IMA SBI Card is the only credit card which is associated with the Indian Medical Association (IMA). The card is made to complement the rigorous lifestyle of a doctor, whether that includes travel benefits, insurance benefits, or advantages on international and medical expenditures. The cardholders get multiple reward points on expenses related to medical supplies or overseas spending. The one-time annual fee of this card is Rs. 1,499 exclusive of taxes and a renewal fee of Rs. 1,499 inclusive of taxes. Cardholders also get the benefit of renewal fee reversal once they spend Rs. 2 Lakhs in an annum. This card comes with multiple features and benefits which have been curated by SBI keeping in mind the requirements of a healthcare worker.
New Features
Spend Based Waiver
Renewal Fee is reversed on annual spends of Rs. 2 Lakhs
Interest Rates
3.5% per month or 42% per year
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 99 (plus applicable taxes)
Fuel Surcharge
Waiver of 1 % fuel surcharge at all petrol stations in the country (max Rs. 250 per cycle)
Foreign Currency Markup
3.5% of the transaction amount
Cash Advance Charges
2.5 % of the transaction amount or Rs. 500, whichever is lower
Movie & Dining
NA
Travel
Free access to the priority pass program worth $99 under International Lounge Benefits
International Lounge Access
Complimentary Lounge Access for international airports 4 times a year, maximum 2 times a quarter
Rewards Rate
1 Reward Point per Rs. 100 spent with a reward rate of 0.25% and 5 Reward Points per Rs. 100 spent on medical supplies, travel bookings and international spends with a reward rate of 1.25% and 5 reward points on all spends on Doctor’s Day.
Golf
NA
Insurance Benefits
Get Professional Indemnity Insurance which covers up to Rs 20 lakhs per card and includes court awards, out-of-court settlement expenses, and reimbursement of legal and defense cost
Reward Redemption
Reward points can be redeemed against an array of options from the reward point catalogue. 1 Reward Point = Rs. 0.25
Domestic Lounge Access
Complimentary Lounge Access for domestic airports 8 times a year, maximum 2 times a quarter
Zero Liability Protection
Cardholder shall not be liable for any fraudulent transaction made with card post reporting the loss of card to the bank
Pros
No data available
Cons
No data available