AU Bank Altura Credit Card

  • Joining Fee: Rs. 199 + applicable taxes
  • Renewal Fee: Rs. 199 + applicable taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get a 5% cashback on retail spends worth Rs. 2,500 or more within 60 days.
Add to Compare

The AU Small Finance Bank Altura Credit Card is a basic cashback credit card that allows you to save a lot as you get a cashback on almost every purchase you make. As a welcome benefit, you get a 5% cashback on your retail spends done within the first 2 months from the card activation date. Moreover, you can earn a cashback of up to 2% on all your spends, which is directly credited to your account. Along with the regular cashback, you can earn Rs. 50 cashback additionally every month under the card’s milestone benefits. Keeping its customers’ travel needs in mind, the card also provides them with complimentary access to selected railway lounges in India. You can also save more by getting your joining and renewal fee waived off on the basis of your spends. To know more about the Altura Credit Card by AU bank, check the detailed information given below:

New Features

Spend Based Waiver

The joining and renewal fees will be waived off on the basis of the amount that you spend using your credit card.


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.49% on all international spends.


Cash Advance Charges

Rs. 100 or 2.5% of the cash amount withdrawn, higher of the two.

Movie & Dining

NA


Travel

Complimentary access to railway lounges.


International Lounge Access

NA

Rewards Rate

Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.


Golf

NA


Insurance Benefits

NA

Reward Redemption

NA


Domestic Lounge Access

2 complimentary visits to railway lounges in India per quarter.


Zero Liability Protection

Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Standard Chartered Rewards Credit Card

Standard Chartered has recently launched the exclusive Rewards Credit Card, which is targeted at those who prefer making most of their retail purchases using their credit card. The card comes with a zero joining fee and a renewal fee of Rs. 1,000, which can be waived on the basis of your total annual spends in the previous year. Talking about the reward rates of this card, it provides you with an amazing opportunity to earn up to 4x Reward Points on your spends. Moreover, you earn additional 4x Rewards after achieving the monthly spending milestone. Apart from its reward benefits, the card has exciting privileges across other categories as well. You get free lounge access to selected domestic airport lounges and various other benefits. To know more about the Standard Chartered Rewards Credit Card, its features, and fees & charges, keep reading:

View More
Add to Compare

LIC Titanium Credit Card

LIC Titanium credit card is a co-branded card issued by LIC in collaboration with Axis Bank. This is another no annual fee card by LIC that offers exciting rewards based on your spendings. You get upto 2 reward points per Rs 100 spent on LIC premium payments and international spendings and 1 reward point on other categories. The customer also gets several other benefits such as lost card liability and fuel surcharge waiver on this credit card. Read below to know more about this credit card’s features and offers.

View More
Add to Compare

IndusInd Bank Celesta Credit Card

The IndusInd Bank Celesta Credit Card is a premium credit card providing its cardholders with super-exclusive luxury & lifestyle benefits. The card is issued with a one-time joining fee of Rs. 50,000 and offers vouchers worth Rs. 50K from Oberoi hotels and Montblanc each as a welcome gift. You can make your travels extra luxurious with unlimited complimentary domestic lounge access provided with the card. Coming to its entertainment benefits, one can avail of up to 3 free movie tickets each month & a 20% discount on movies on BookMyShow. Moreover, it offers exciting offers on dining, including the complimentary EazyDiner Prime membership, a 25% discount at premium restaurants, and Rs 3,000 off on the dining bill. The card allows you to save in several other ways, like a spend-based waiver on the annual fee, fuel surcharge waiver, etc. To know all the advantages of the IndusInd Bank Celesta Credit Card keep reading the information given below:

View More