Union Select RuPay Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Rs. 499
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Union Select RuPay Credit Card is one of the super-premium credit card variants offered by the Union Bank of India. You not only enjoy shopping and insurance benefits but also travel benefits. This card offers more benefits as compared to Union Platinum RuPay Credit Card. You can avail of this credit card at zero joining fee and Rs. 499 renewal membership fee. Keep reading to know more about the offers and benefits this credit card has to offer.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 50,000 in the previous year.


Interest Rates

2.95% p.m. (41.75% p.a.)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month.

Foreign Currency Markup

3% on the conversion amount.


Cash Advance Charges

3% or Rs. 200 (whichever is higher)

Movie & Dining

NA


Travel

Get a complimentary lounge program.


International Lounge Access

4 complimentary international lounge access.

Rewards Rate

You can earn a maximum of Rs. 50 cashback per month on utility bill payment. You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobile wallet. You can also cashback of Rs. 25 on spending a minimum of Rs. 300 spent on IRCTC transactions. You can earn 4 reward points on every Rs. 100 spent on this card.


Golf

NA


Insurance Benefits

Covers accidental air death up to Rs. 10 lakhs and other accidental death up to Rs. 8 lakhs.

Reward Redemption

You can redeem your reward points for movies, bus & air tickets, gift vouchers, etc. A minimum of 100 reward points needs to be accumulated for redemption. 1 reward point = Rs. 0.25.


Domestic Lounge Access

4 complimentary domestic lounge access.


Zero Liability Protection

Cover lost card insurance up to Rs. 1,50,000.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IndusInd Bank Platinum Select Credit Card

The IndusInd Bank Platinum Select credit card is a basic credit card and is best suited for individuals who are looking for an affordable card with multiple benefits. You get 1 Reward Point for Rs. 150 spent with the card, and these reward points can also be redeemed against Cash credit, InterMiles, and several offers available at IndusMoments. It is issued at a joining fee of Rs. 999 and welcomes with gift vouchers from EazyDiner, BATA, and Vero Moda. Moreover, the card provides you exclusive lifestyle benefits, such as a ‘buy 1 get 1 free’ offer for movie tickets when booked through Bookmyshow and a 25% discount on non-movie bookings. Talking about travel benefits, the card provides its primary cardholders with a complimentary Priority Pass Membership, that allows you to access over 600 lounges worldwide. You also get an air accident insurance cover and several travel insurances as well. To know all the privileges of the IndusInd Bank Platinum Select Credit Card in detail, refer to the following information.

View More
Add to Compare

Etihad Guest SBI Credit Card

SBI Cards launched Etihad Guest SBI Card in partnership with the UAE-based airline, Etihad Airways in 2019. It is the lower version of the more premium Etihad Guest SBI Premier Card (also launched at the same event) which offers better benefits and carries a substantially higher annual fee of Rs. 4,999 whereas this card has an annual fee of Rs. 1,499. We have already covered the Premier variant in one of our earlier posts. These cards were launched when the travel industry was at an all time high and travel-related expenses accounted for a substantial portion of the total credit card spends. The card earns you AirMiles at quite a high reward rate on Etihad Airways bookings; you earn decent reward points on other spends as well. Apart from these AirMiles benefits, you also get many other travel-related privileges with this card. To learn more about this card by SBI cards and Etihad Airways keep reading.

View More
Add to Compare

Kotak 811 #DreamDifferent Credit Card

A secured credit card by Kotak Mahindra Bank, the Kotak Mahindra Dream Different 811 Credit Card aims at providing amazing rewards to card members. You do not have to pay any joining or renewal fee on this credit card and it further lets you earn bonus reward points in the form of welcome benefits.  With this card, you get 1 Reward Point on every Rs. 100 you spend and you get 2x Reward Points on all your online spends. The card allows you to redeem your Reward Points easily on the bank’s website. Moreover, you can earn exciting Rewards & benefits under the milestone program. On spending Rs. 75,000 or more in a year, you get a cashback of Rs. 750 & 4 complimentary PVR movie tickets. With various other advantages, including the fuel surcharge waiver, the railway surcharge waiver, etc, the card becomes a great choice for so many people out there. To know detailed benefits of the Kotak 811 #DreamDifferent Credit Card, refer to the information given below:

View More