Bank of Baroda Varunah Credit Card

  • Joining Fee: Nil (for Varunah Card), Rs. 1,499 (for Varunah Plus Card) Rs. 2,499 (for Varunah Premium Card)
  • Renewal Fee: Nil (for Varunah Card), Rs. 1,499 (for Varunah Plus Card) Rs. 2,499 (for Varunah Premium Card)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Complimentary Amazon Prime & Zomato Pro membership for one year and Fitpass Pro membership for 6 months (with Varunah Plus and Varunah Premium Credit Card), and 1,000 bonus Reward Points with the Varunah Premium Card.
Add to Compare

The Bank of Baroda offers the BoB Varunah Credit Card exclusively to the Indian navy personnel. The card comes in three variants ranging from basic to premium. These variants are BoB Varunah Premium, BoB Varunah Plus, and BoB Varunah Credit Card. The Premium variant has the highest annual fee and the normal BoB Varunah Card has the lowest. The cardholders get a lot of privileges across different categories with all three variants. However, the Varunah Premium Card offers the maximum benefits as it is the premium-most card out of all three. From exciting welcome benefits to great reward rates to airport lounge access, one can get everything with the BoB Varunah Credit Card. Apart from this, it also offers insurance covers worth up to Rs. 1 Crore. To know more about the BoB Varunah Credit Card, its features, and fees & charges in detail, continue reading:

New Features

Spend Based Waiver

The annual fee is waived on spending Rs. 1.5 lakhs or more in the previous year


Interest Rates

3.25% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

2% with Premium variant, 2.5% with plus variant and 3.5% with the basic Varunah Card


Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 300

Movie & Dining

Exciting dining benefits with the Zomato Pro membership


Travel

Complimenatry domestic lounge access every year with the Premium and Plus variant


International Lounge Access

NA

Rewards Rate

Up to 15x Reward Points with the Varunah Premium Card, Up to 10x Reward Points with the Varunah Plus Card, and up to 5x Rewards with the Varunah Card.


Golf

NA


Insurance Benefits

Air Accident cover worth Rs. 1 Crore with the premium variant.

Reward Redemption

The earned Reward points can be redeemed against a variety of options at a redemption rate of 1 Reward Point = Re. 0.25.


Domestic Lounge Access

Unlimited complimentary domestic lounge access (with the Premium variant), 3 complimentary domestic lounge access every quarter (with the plus variant)


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

RBL Bank Insignia Preferred Banking World Card

The Insignia Preferred Banking World Card by the RBL bank is exclusively for the bank’s Insignia Preferred members. To apply for this card, you need to contact your relationship manager. The card is complimentary for the Insignia Preferred Banking members and comes with some of the premium benefits including complimentary Priority Pass membership, concierge service, and attractive movie and dining benefits. In terms of Reward Points, the card earns you 10 Reward Points for every Rs. 100 spent on international transactions and 5 Reward Points per Rs. 100 on domestic transactions. Moreover, you get exciting lifestyle benefits, including a discount of Rs. 500 on movie tickets on BookMyShow and exclusive discount offers on dining. You can also enjoy golf games and sessions every year at some of the premium golf courses across the country. Read on to learn more about this Preferred banking exclusive offering by the RBL bank.

View More
Add to Compare

SBI Card PULSE

The SBI Card Pulse is a newly launched Credit Card that aims at providing its cardholders with exclusive health benefits so that they can manage both their health and wealth together. It is issued with a joining fee of Rs. 1,500 and offers an exclusive complimentary smartwatch worth Rs. 5,999 as a welcome gift. Also, you get complimentary Fitpass Pro & Netmeds First membership that gets renewed every year when you pay the annual fee. Coming to the reward program, you earn 2 Reward Points for every Rs. 100 spent and 5x Reward Points on a few selected categories. The Reward Points earned are redeemable against a collection of categories and even against your statement balance. Other than the health benefits, the card comes with exciting travel privileges. You get complimentary domestic airport lounge access and free Priority Pass membership for the first two years. On achieving the spend milestone, you get an e-gift voucher of Rs. 1,500 and you can also get the renewal membership fee waived upon reach the spend milestone. The card also offers air accident insurance cover, travel insurance cover, zero liability protection, fuel surcharge waiver, etc. To get detailed information about the features of this card, refer to our SBI Pulse Credit Card review.

View More
Add to Compare

Axis Bank Pride Platinum Credit Card

Axis Bank Pride Platinum Credit Card is a token of respect for the Indian Armed forces. It comes with Indian Tricolor shades and a dedicated embossed line for the Indian Navy, Army, and Air force. It is one of the two offerings by Axis Bank that are exclusive for Indian defence personnel (the other one being the Pride Signature Credit Card). Pride Platinum Credit Card, a lifetime free card offers value-added benefits like discounted rates at partner restaurants and a fuel surcharge waiver. As far as the reward rate is concerned, you earn 4 EDGE Points for every Rs. 200 you spend using the card with each EDGE Point valued at Rs. 0.20 (effective reward rate of 0.4%). Keep reading to know more about this exclusive offering by Axis Bank.

View More