Benefites of SBI Credit Card Total Benefits...
Bank of Baroda Unnati Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: NA
Bob Financial, in partnership with CreditAI, offers the Bank of Baroda Unnati Credit Card which is exclusively for the farmers of the country. It is a lifetime-free card and aims to fulfill the credit requirements of farmers with minimum charges. With a decent reward rate and other basic features, the Unnati Credit Card has a very low-interest rate, allowing the farmers to avail of its credit facilities with minimum additional charges. However, it doesn’t allow cash withdrawals, foreign transactions, or fuel purchases, but it totally fulfills the requirements of its targeted customers, i.e. farmers. For more detailed information about the BoB Unnati Credit Card, its features, fees & charges, etc, keep reading the article:
New Features
Spend Based Waiver
NA
Interest Rates
1.5% per month, i.e. 18% per annum
Add-on Card Fee
Nil
Rewards Redemption Fee
Nil
Fuel Surcharge
The card can not be used for fuel purchases
Foreign Currency Markup
NA (card can not be used for foreign transactions)
Cash Advance Charges
NA (the card can not be used for cash withdrawals)
Movie & Dining
NA
Travel
NA
International Lounge Access
NA
Rewards Rate
1 Reward Point on every spend of Rs. 100
Golf
NA
Insurance Benefits
NA
Reward Redemption
The Reward Points earned using this card can be redeemed against cashback at a rate of 1 Reward Point = Re. 0.25.
Domestic Lounge Access
NA
Zero Liability Protection
The cardholders will not be liable for any fraudulent transactions made against a lost/stolen card if the loss is reported to the bank in a timely manner.
Pros
No data available
Cons
No data available