AU Bank Vetta Credit Card

  • Joining Fee: Rs. 2,999 + GST
  • Renewal Fee: Rs. 2,999 + GST
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Vouchers worth Rs. 2,000 from top brands on a minimum expenditure of Rs. 30,000 within 60 days of card setup.
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AU Bank Vetta Credit Card is a mid-level lifestyle credit card by AU Bank. The card comes with a membership fee of Rs. 2,999 per annum, which can be waived upon achieving the stipulated spend milestones. The card offers a reasonable reward rate on all spend categories and accelerated reward rates on grocery and departmental store spends. As far as other value-added benefits are concerned, you get complimentary domestic/international airport and railway lounge access, dedicated concierge service, comprehensive insurance cover, and many other add-on benefits with the AU Bank Vetta Credit Card. Read on to learn more about this lifestyle credit card by AU Bank.

New Features

Spend Based Waiver

Joining fee waived off on expenditure of Rs. 40,000 within 90 days of card setup, renewal fee (second year onwards) waived off on expenditure of Rs. 1.5 lakh in the preceding year


Interest Rates

2.99% per month (35.88% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver capped at Rs. 250 per month)

Foreign Currency Markup

2.99% of the transaction amount


Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

Movie & Dining

N/A


Travel

Reward Points redeemable for flight/hotel bookings on AU Rewardz portal, complimentary domestic and international airport lounge access, complimentary IRCTC loucnge access


International Lounge Access

1 per quarter with Priority Pass membership

Rewards Rate

10 Reward Points per Rs. 100 on utility bill payments (reward rate = 2.5%), 4 Reward Points per Rs. 100 on grocery and departmental store spends (reward rate = 1%), 2 Reward Points per Rs. 100 on all other retail spends except fuel (reward rate = 0.5%)


Golf

N/A


Insurance Benefits

Comprehensive insurance cover including Credit Shield, lost card liability cover, air accident cover and many other travel-related insurance covers

Reward Redemption

Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25


Domestic Lounge Access

1 per quarter under Visa domestic lounge program


Zero Liability Protection

Cardholder not liable for any fraudulent transaction with the card post reporting the loss of card to the bank

Pros

No data available

Cons

No data available

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