Axis Bank ACE Credit Card

  • Joining Fee: Rs. 499 (plus applicable taxes)
  • Renewal Fee: Rs. 499 + taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
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The Axis Bank ACE credit card launched in partnership with Google Pay and Visa aims to capitalize on the internet penetration and heavy growth of online payments in the country, especially after the COVID-19 pandemic. With this card, you get 5% cashback on electricity, gas, water, internet bill payments made through Google Pay Android application along with 4% cashback on popular merchants like Swiggy, Zomato, and Ola. Axis Bank is targeting young professionals with this credit card who mainly use these popular merchants and are new to the credit scene. In addition to the cashback offers, the ACE credit card offers complimentary domestic airport lounge access, 20% off on dining at over 4000 partner restaurants, and other benefits. Check out our Axis Bank ACE credit card review to know more about this card.

New Features

Spend Based Waiver

Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000.

Interest Rates

3.6% per month or 52.86% annualized

Add-on Card Fee

Rewards Redemption Fee


Fuel Surcharge

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

Movie & Dining

A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.


Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.

International Lounge Access


Rewards Rate

5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month. 2% cashback elsewhere on other merchants.



Insurance Benefits


Reward Redemption

Your earned cashback is automatically credited to the cardholders’ accounts.

Domestic Lounge Access

4 complimentary airport lounge visits to domestic airport lounges per year

Zero Liability Protection

Cardmembers won’t be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days.




No data available

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