HPCL Bank of Baroda (BoB) ENERGIE Credit Card

  • Joining Fee: Rs. 499
  • Renewal Fee: Rs. 499 (plus applicable taxes)
  • Best Suited For: Fuel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: On spending Rs. 5,000 or more first 60 days after paying the joining fee, you get 2,000 Bonus RPs.
Add to Compare

Together with the Hindustan Petroleum Corporation Limited (HPCL), the Bank of Baroda recently launched a co-branded credit card – HPCL Bank of Baroda ENERGIE Credit Card. This credit card has been designed keeping in mind the hike in fuel prices. But even after the hike, fuel is an individual’s necessity but what better than being rewarded for the amount that you spend on your fuel purchases. There exists another HPCL co-branded credit card in the market which is the ICICI Bank HPCL Super Saver Credit Card. Both these cards are in direct competition with each other. The HPCL Bank of Baroda ENERGIE Credit Card comes with a joining and renewal fee of Rs. 499 which is quite genuine with respect to the rewards that this card offers to its holders. You can earn up to 24 Reward Points for every Rs. 150 spent on fuel purchases at the HPCL fuel stations. You are also entitled to a welcome benefit of 2,000 Reward Points with this credit card. There are various other benefits that cardholders will receive. Keep reading the article to know more about this credit card –

New Features

Spend Based Waiver

Get renewal fee waived off on spending Rs. 50,000 or more in the preceding year.


Interest Rates

3.49% pm (or 41.88% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% at all fuel stations in India

Foreign Currency Markup

3.5% on all foreign transactions


Cash Advance Charges

2.5% of the amount or Rs. 500, which ever is higher.

Movie & Dining

25% off on the purchase of 2 movie tickets via Paytm movies


Travel

Complimentary visits to airport lounges.


International Lounge Access

NA

Rewards Rate

Get 24 Reward Points per Rs. 150 spent on fuel transactions at all the HPCL fuel stations. 10 Reward Points per Rs. 150 spent on groceries and departmental spends. 2 Reward Points per Rs. 150 spent on other categories.


Golf

NA


Insurance Benefits

NA

Reward Redemption

the reward Points earned are redeemable for various options available on the BoB website and can be redeemed for cash as well. 1 RP = Rs. 0.25


Domestic Lounge Access

4 Complimentary access to domestic lounges annually (1 visit every quarter)


Zero Liability Protection

Zero Liability Protection to the cardholder if the card is reported lost or stolen in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Myntra Kotak Credit Card

Myntra is among the top E-Commerce fashion companies in India featuring apparel from some of the best global and Indian brands. Recently, Kotak Mahindra Bank and Myntra have partnered to launch their co-branded credit card. The Myntra Kotak credit card is exclusively designed for the younger generation who are fashion enthusiasts and love shopping on Myntra. With this credit card, you can earn exclusive cashback on your Myntra purchases as well as on other partner brands. The card also offers a complimentary membership to Myntra Insider and a Rs. 500 worth Myntra voucher as a welcome benefit. Other than this, you can enjoy complimentary lounge access, milestone benefits, and an annual fee waiver as well. Check out our Myntra Kotak credit card review to know about the features and benefits offered by the card, its fees and charges, and other important information related to this co-branded card.

View More
Add to Compare

Standard Chartered Rewards Credit Card

Standard Chartered has recently launched the exclusive Rewards Credit Card, which is targeted at those who prefer making most of their retail purchases using their credit card. The card comes with a zero joining fee and a renewal fee of Rs. 1,000, which can be waived on the basis of your total annual spends in the previous year. Talking about the reward rates of this card, it provides you with an amazing opportunity to earn up to 4x Reward Points on your spends. Moreover, you earn additional 4x Rewards after achieving the monthly spending milestone. Apart from its reward benefits, the card has exciting privileges across other categories as well. You get free lounge access to selected domestic airport lounges and various other benefits. To know more about the Standard Chartered Rewards Credit Card, its features, and fees & charges, keep reading:

View More
Add to Compare

Kotak Zen Signature Credit Card

Kotak Zen Signature credit card is a card issued by Kotak Mahindra Bank, that provides you with exclusive shopping, travel, and milestone benefits on your purchases. As a welcome benefit, you get 1500 Zen points on the payment of the joining fees. You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You get 8 complimentary domestic lounge access annually and 3 complimentary international lounge access with Priority Pass membership. Also, you get several other benefits such as a fuel surcharge waiver of 1%, Spend based waiver on the spending of Rs  1,50,000 in a year, and priority attend services. Read below to know more about this credit card

View More