AU Bank Altura Plus Credit Card

Joining Fee: Rs. 499 + GST
Renewal Fee: Rs. 499 + GST
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Gift voucher worth Rs. 500 from some top brands.

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The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:

New Features

Spend Based Waiver

Joining fee waived off on spending Rs. 20,000 or more within the first 90 days and the renewal fee waived off on spending Rs. 80,000 in the previous year.

Interest Rates

3.49% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.49% on all foreign currency spends.

Cash Advance Charges

2.5% of the transacted amount or Rs. 100

Movie & Dining

Travel

Get complimentary railway lounge access at selected locations in India

International Lounge Access

Rewards Rate

1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.

Golf

Insurance Benefits

Reward Redemption

The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.

Domestic Lounge Access

2 complimentary domestic lounge access every calendar quarter.

Zero Liability Protection

You will not be liable for any fraudulent transactions made on your card once the card is reported lost/stolen to the bank.

Pros

You get domestic airport lounge and railway lounge access with this card.

Cons

There isn’t any international lounge access provided with this card.

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