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AU Bank Xcite Ace Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: NA
The AU Bank has recently launched the SwipeUp platform and a total of three cards are being issued on this platform as of now. The AU Bank Xcite Ace Credit Card is one of these three cards and comes with great benefits across several categories. It is a lifetime-free card and offers you better cashback benefits, higher credit limits, and better benefits compared to your existing credit card. You can earn up to 3% cashback using this card and this cashback is automatically adjusted against your card’s outstanding balance. Apart from this, you can exciting travel privileges, including free access to the domestic airport as well as railway lounges and complimentary travel-based insurance covers. The Xcite Ace Card also provides you with up to 30% discount on dining, great concierge services, a device protection plan, and many more such advantages. To know more about this card’s features and fees & charges, keep reading:
New Features
Spend Based Waiver
NA
Interest Rates
3.49% per month
Add-on Card Fee
Nil
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waver on all fuel purchases, up to Rs. 250 per month.
Foreign Currency Markup
3.49% of the total amount
Cash Advance Charges
2.5% of the withdrawn amount, subject to a minimum fee of Rs. 100
Movie & Dining
Up to 30% discount on dining across more than 300 restaurants.
Travel
Complimentary airport and railway lounge access every year.
International Lounge Access
NA
Rewards Rate
1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000.
Golf
NA
Insurance Benefits
Personal accident cover worth Rs. 50 lakhs, card liability cover worth Rs. 2 lakhs, and purchase protection worth up to Rs. 25,000
Reward Redemption
The earned cashback is directly credited to your accounts.
Domestic Lounge Access
2 complimentary domestic airport lounge access every quarter.
Zero Liability Protection
The cardholders are not liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.
Pros
No data available
Cons
No data available