Bank of Baroda (BoB) Prime Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

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Bank of Baroda Prime credit card is a popular secured credit card (i.e. card against fixed deposit) offered by BoB Financial, the financial services-related company owned by Bank of Baroda. The Prime credit card is issued against an FD of Rs 15,000 or more and no income proof is required. This card is a lifetime free credit card, i.e, you don’t need to pay any annual changes to avail of its benefits. You get 4 Rewards on every Rs 100 spent (equivalent to 1% cashback) on all categories. These points can easily be redeemed against a lot of exclusive options including shopping, gift vouchers, etc. There are many more advantages associated with the Bank Of Baroda Prime credit card such as accidental insurance cover, fuel surcharge waiver, zero liability cover, etc. It is a great option for those who don’t have a credit history as they can build their credit by using this no-annual-fee credit card. Read below to know more about the BoB Prime credit card:

New Features

Spend Based Waiver

Interest Rates

3.25% per month (39% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000 at all petrol stations.

Foreign Currency Markup

3.5% on the total foreign conversion amount

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum charge of Rs. 300.

Movie & Dining

Travel

International Lounge Access

Rewards Rate

4 RPs on every Rs 100 spent.

Golf

Insurance Benefits

Cardholders get insurance coverage against personal accident.

Reward Redemption

1 Reward Point = Re. 0.25

Domestic Lounge Access

Zero Liability Protection

The cardholders are not responsible for any unauthorized purchases reporting the loss of the card to the bank.

Pros

No data available

Cons

No data available

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Bank of Baroda ( BoB ) Select Credit Card

The Bank of Baroda Select Credit Card aims to provide cardholders with compelling Reward offers. The card is issued with a joining fee of Rs. 750 only, on which the cardholder can get a waiver on a minimum spend of Rs. 7,500 within 60 days after receiving the card. For every Rs. 100 you spend with this card you get 1 Reward Point and 5 Reward Points per Rs. 100 spent on dining, online transactions, or utility bill payments. Moreover, the nominal renewal fee of Rs. 750 can also be waived off on spending Rs. 70,000 or above in an anniversary year. So, you can make your Bank of Baroda Select Credit Card absolutely free based on the spends you make with the card. The card has several key features, including the fuel surcharge waiver which would help you to save more on your fuel purchases. To know more about the Select card, the Fees & charges, and its advantages, refer to the information given below:

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