Benefites of SBI Credit Card Total Benefits...
Paytm SBI Credit Card
- Joining Fee: Rs 499 + GST
- Renewal Fee: Rs 499 + GST
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: Complimentary membership to Paytm First worth Rs. 899.
Paytm SBI credit card is a co-branded card launched in co-partnership with Paytm by SBI cards. You get a cashback of 3% on every Rs 100 spent on Paytm Mall, movies, and travel. In addition to this, you get a 2% cashback purchase made on all other categories using the Paytm App and a 1% cashback on other online and offline transactions. Furthermore, you get a complimentary subscription to Paytm First Membership and get benefits worth up to Rs 25,000. With this credit card, you get a free Paytm First Membership voucher for annual spending of Rs 1,00,000. There are various other benefits that come along with this credit card which are explained in the article below –
New Features
Spend Based Waiver
NA
Interest Rates
3.50% p.m. (42% p.a.)
Add-on Card Fee
Nil
Rewards Redemption Fee
₹ 99 while redeeming specific vouchers, gifts, and cash redemption.
Fuel Surcharge
1% fuel surcharge will be waived off at all fuel stations in India.
Foreign Currency Markup
3.5% of the amount transacted
Cash Advance Charges
2.5% of the amount withdrawn, subject to a minimum of Rs. 500
Movie & Dining
NA
Travel
NA
International Lounge Access
NA
Rewards Rate
3% Cashback on every Rs. 100 spent on all Paytm Mall, movies, and travel. You can earn 2% Cashback on every Rs. 100 spent on all other purchases on Paytm App on this card. You can also earn 1% Cashback on every Rs. 100 spent on any other offline/online transactions.
Golf
NA
Insurance Benefits
NA
Reward Redemption
Redeem cashback on Paytm gift vouchers balance
Domestic Lounge Access
NA
Zero Liability Protection
Covers upto Rs. 1 Lakh in case of card loss/theft.
Pros
No data available
Cons
No data available